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As a company car driver, it’s difficult to know how much you need to tell your private insurer. As a general rule, if you are involved in a minor accident in which a small amount of damage was incurred and you paid for any repairs yourself, you don’t need to involve your insurer. However, if […]
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Driving your car to work is covered by a commuting clause in your insurance policy. If you drive your vehicle to and from work but are only insured for social and domestic pleasure, then you aren’t insured to drive to and from work. Equally when you drive your car around for work, it isn’t the […]
Read More… from I use my car for work do I need to insure it for business use?
If you are in charge of insuring your company’s vehicles we may have a way to save you some times and money. If you have more than one vehicle, look at moving to a fleet insurance policy. Fleet policies can be sold in number of 2 or more and cover almost every type of vehicle […]
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Electric cars continue to grow in popularity across the UK, with more drivers switching from petrol and diesel in search of lower running costs and a reduced environmental impact. But with changes to electricity prices, road tax rules and charging infrastructure, how much does it really cost to run an electric vehicle (EV) in 2025? […]
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Drink and drug driving continues to be one of the most dangerous and preventable causes of death on UK roads. Despite decades of awareness campaigns and tougher penalties, recent figures show that driving under the influence of alcohol or drugs is still responsible for a significant proportion of fatal road accidents. In this updated 2025 […]
Read More… from How Many People Die Each Year from Drink and Drug Driving in the UK?
According to a recent research on car insurance premiums across UK, it has been stated that your job affects your insurance premium by as much as £1400 per year. The car insurers of the UK perceive certain professions such as journalists, doctors and media professionals to be at high risk and imply much of the […]
A new clause in lowering auto insurance premiums in the UK, dashcam is a hot favorite among the smart car owners today. As the name implies, dashcams are cameras which stay stuck to your car dashboard and record everything that the driver sees from his seat. This way, the dashcams help to render the essential […]
Choosing the correct type of business van insurance is essential for anyone who uses a van for work. Whether you operate as a courier, run a trade business or manage a fleet of vehicles, you must select a policy type that reflects your day to day activities. Insurers assess risk based on how a van […]
Read More… from Comparing the Different Types of Business Van Insurance
Choosing the correct car insurance use class is essential for staying legally compliant and ensuring your cover remains valid. Many UK drivers select the wrong class, which can create problems if they need to make a claim. Although the terminology can appear confusing, the differences between SDP, SDP plus Commuting, and Business Use are straightforward […]
Read More… from The Difference Between SDP, SDP+C and Business Use
The simple answer, unfortunately, is yes. Rightly or wrongly, insurers and underwriters tend to view DSS, asylum seeker and student tenants as a greater risk. While professional, working people are perceived by insurers and underwriters to be more morally sound and therefore more likely to look after the property they are renting. Unfortunately, this perception […]