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convenience store owner and customer
Do You Need Convenience Store Insurance If You Only Sell Newspapers and Snacks?

Running a small newsagent or corner shop that mainly sells newspapers, snacks, and drinks might seem simple. However, even small stores can face risks that could lead to unexpected costs. Convenience store insurance is designed to help protect your business, even if you only sell a limited range of products. Why Convenience Store Insurance Matters […]

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consultant in a meeting
Why Smart Consultants Don’t Skip Insurance: Lessons from UK Claim Stories

Running a consultancy means offering advice, insights, or professional services. But even experienced consultants can face unexpected issues. A client misunderstanding, data breach, or service error could lead to serious financial problems. That is why arranging consultant and professional services insurance is something many UK businesses choose to do. We explore why smart consultants don’t […]

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consultancy
Starting a Consultancy? 5 Insurance Mistakes UK Professionals Make in Year One

When launching a consultancy in the UK, it is easy to overlook the importance of arranging consultant and professional services insurance from the very beginning. Many professionals make avoidable mistakes during their first year of trading. These oversights could leave a business exposed to legal actions, financial losses, or reputational damage. We highlight five common […]

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Why Professional Indemnity Insurance Alone Won’t Cover Your Consultancy

Running a consultancy business in the UK carries specific risks, whether offering marketing advice, IT services, finance support, or management consultancy. While professional indemnity insurance is often seen as essential, relying on it as the only form of cover could leave gaps in protection. We explain why professional services insurance should include more than just […]

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building contractor with his tools
Do You Need Tools Insurance If You’re Self‑Employed or a Sole Trader?

If you are a self‑employed professional or sole trader, your tools and equipment often represent your livelihood. Whether you are a builder, electrician, hair stylist, engineer or tradesperson, working without essential tools due to theft, damage or loss could cause major delays and financial stress. This is where tools and equipment insurance can play a […]

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landlord
From Burst Pipes to Missed Rent: What Residential Landlord Insurance Really Protects Against

Owning rental property in the UK can bring both steady income and unexpected problems. From leaking pipes to unpaid rent, landlords face many risks that standard home insurance does not cover. This is where residential landlord insurance is designed to help. It can provide financial protection against a wide range of issues linked to renting […]

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