Residential Landlord Archives

To Let’ sign displayed outside a residential property, representing rental and landlord insurance

Does the type of tenant I rent my property to affect the price of my residential let insurance?

The simple answer, unfortunately, is yes. Rightly or wrongly, insurers and underwriters tend to view DSS, asylum seeker and student tenants as a greater risk. While professional, working people are perceived by insurers and underwriters to be more morally sound and therefore more likely to look after the property they are renting. Unfortunately, this perception […]

Landlord Insurance Claims: What to Do When Tenants Cause Damage or Rent Goes Unpaid

Letting a property can bring consistent returns, but it can also come with unexpected challenges. From physical damage caused by tenants to rent arrears that disrupt income, landlords may face situations that require a carefully managed insurance claim. Knowing how to respond effectively can help minimise financial impact. Landlord insurance can offer essential protection in […]

From Burst Pipes to Missed Rent: What Residential Landlord Insurance Really Protects Against

Owning rental property in the UK can bring both steady income and unexpected problems. From leaking pipes to unpaid rent, landlords face many risks that standard home insurance does not cover. This is where residential landlord insurance is designed to help. It can provide financial protection against a wide range of issues linked to renting […]

residential or commercial landlord in a property

Residential vs Commercial Landlord Insurance: Which One Fits Your Property?

When renting out property, choosing the right landlord insurance is about more than just ticking a box. Whether you let a flat, house, shop or office, understanding the difference between residential landlord insurance and commercial landlord insurance is essential. Both are designed to offer financial protection against property risks, but each suits different types of […]

Landlord Insurance Mistakes: 5 Things UK Property Owners Get Wrong

When arranging residential landlord insurance in the UK, it can be easy to assume standard policies cover everything. However, there are several common mistakes property owners make when choosing or reviewing their level of cover. Overlooking these could leave landlords exposed to financial risks. We highlight the most frequent errors and explain how arranging the […]