A commercial property incident — whether fire, flood, theft or structural failure — can be disruptive and costly. Acting quickly and carefully, while following your insurance policy, helps protect your business. It also makes the claim process easier and reduces financial loss. Below are the key steps to take immediately after an incident. 1. Ensure […]
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Public Liability Insurance is a form of cover that protects against the risk of claims and lawsuits. Specifically, it provides cover in the event that a member of the public suffers an injury, financial loss or damage to their property as a result of your business activities. While Public Liability Insurance is not compulsory by law, it […]
Employers’ Liability Insurance is a form of cover that is often compulsory for anyone who employs staff. It provides legal protection in the instance that an employee is injured or becomes ill as a result of the work they do for you. Your Employers’ Liability Insurance policy must cover you for at least £5 million and come […]
Running a business often means putting drivers on the road. Whether you use one car or a whole fleet, having the right insurance is important. Company car insurance UK helps protect vehicles used by employees or directors for work. But who really needs it, and when should it be arranged? This blog explains who should […]
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For tradespeople across the UK, choosing the right van is essential. Your van isn’t just transport, it’s a mobile workshop, storage unit and business asset rolled into one. In 2026, tradespeople are balancing payload capacity, reliability, fuel efficiency, emissions rules and running costs more than ever before. This guide looks at some of the best […]
Choosing the correct type of business van insurance is essential for anyone who uses a van for work. Whether you operate as a courier, run a trade business or manage a fleet of vehicles, you must select a policy type that reflects your day to day activities. Insurers assess risk based on how a van […]
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The simple answer, unfortunately, is yes. Rightly or wrongly, insurers and underwriters tend to view DSS, asylum seeker and student tenants as a greater risk. While professional, working people are perceived by insurers and underwriters to be more morally sound and therefore more likely to look after the property they are renting. Unfortunately, this perception […]
Professionals offering advice, designs, or specialist services can be exposed to significant financial risk if a client alleges that their work has caused a loss. Whether the issue arises from a mistake, oversight, or perceived breach of contract, the potential for legal action can have serious consequences. Professional indemnity insurance can help protect against claims […]
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Accidents involving members of the public can happen unexpectedly, even in the safest business environments. Whether a customer trips in a retail space or suffers an injury due to faulty equipment on-site, the consequences can be serious. If a claim arises, public liability insurance can help cover legal expenses and compensation, but knowing how to […]
Read More… from Public Liability Insurance Claims: Steps to Take When a Customer Is Injured
Accidents can happen in any business, and when they involve members of the public, the financial and legal consequences can be serious. Whether it’s a customer slipping on a wet floor, a contractor damaging property on-site, or a passerby injured by falling equipment, these incidents could lead to costly claims. Public liability insurance can help […]
Read More… from Public Liability Insurance UK: What It Covers and Why Your Business Needs It