Author: Jess Fagan

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Posts by Jess Fagan

Do You Need Landlord Insurance If Your Tenant Already Has Business Insurance?

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When letting out a commercial property, some landlords assume that if a tenant holds business insurance, it covers all risks. In reality, commercial landlord insurance and tenant business insurance serve different purposes. Knowing where the responsibilities lie helps property owners avoid gaps in financial protection. Below, we explain what commercial landlord insurance is designed to […]

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Florist Insurance: Protecting Your Flowers, Stock and Business Reputation

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Running a flower shop means more than arranging bouquets. It means looking after your business, stock, and customers. Florist insurance helps protect against accidents, damage, or claims that could affect your shop’s future. We help explain why insurance matters for florists, what types of cover may apply, and how brokers can support small businesses in […]

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Do You Need Butcher Shop Insurance If You Run a Mobile Stall?

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Setting up a mobile butcher stall at markets or events can help reach new customers. But just like a permanent shop, a mobile butchery faces risks. From public liability insurance to stock cover, having the right butcher shop insurance could help protect your business. In this guide, we explain why butchers with mobile stalls may […]

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Stock and Equipment Cover for Butchers

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Running a butcher shop means managing stock, specialist tools, and chillers every day. From fresh meat supplies to heavy-duty cutting machines, these items could be expensive to replace if something goes wrong. Butcher shop insurance can help protect your business against the cost of damage, breakdown, theft, or other risks linked to stock and equipment. […]

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Public Liability Insurance for Bakeries: Why It’s Essential for Customer Safety

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Running a bakery means more than baking bread or cakes. Serving the public comes with risks, especially if customers visit your shop, market stall, or event stand. Public liability insurance for bakeries helps protect against accidents that may happen to customers or members of the public. We explain why this type of cover matters, what […]

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Do You Need Bakery Insurance If You Work from Home?

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Running a bakery business, even from home or a market stall, comes with risks. Bakery insurance is designed to help protect your business if something goes wrong. Whether baking cupcakes at home or selling sourdough at a farmers’ market, having the right type of cover may offer important financial protection. We explain what bakery insurance […]

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Top 5 Catering Insurance Claims: UK Street Food and Event Caterers

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Running a catering business comes with risks. From food vans to event catering, accidents and mistakes can happen. Having the right catering insurance in place helps protect your business if a claim arises. We share five common insurance claims made by UK street food traders and event caterers, so you know what to watch for […]

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Public Liability vs Product Liability: Which Does Your Catering Business Need?

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Running a catering business means dealing with food, people, and events. That also means things can go wrong. Knowing the difference between public liability insurance and product liability insurance can help protect your business from costly problems. We help explain both types of cover, so you can make sure your catering work has the protection […]

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What Commercial Landlord Insurance Actually Covers: From Fires to Tenant Lawsuits

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When owning a commercial property, arranging the right commercial landlord insurance can help protect both the building and your business interests. While many property owners understand the basics, not everyone knows exactly what this type of cover includes. From fire damage to legal actions linked to tenants, commercial landlord insurance could offer vital financial protection. […]

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Self‑Employed Insurance Essentials: Public Liability, Tool Cover & More

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Operating as a self-employed professional in the UK can bring a range of opportunities, but it may also expose individuals to certain risks. From potential claims made by clients or the public to damage or theft of essential tools, business insurance for the self-employed could offer vital protection. In this guide, we explore the core […]

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