Author: Jess Fagan

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Posts by Jess Fagan

Drug Driving in the UK: What Drivers Need to Know Before They Get Behind the Wheel

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Drug driving continues to rise across the UK, and police officers now stop more drivers for drug driving than ever before. Many people assume drug driving only involves illegal drugs, but the law also covers prescription medication, over the counter medicines and any substance that affects driving ability. When drivers understand how drug driving laws […]

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The Hardest Cities to Drive In: Where UK Drivers Face the Most Stress, Delays, and Higher Insurance Costs

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Driving in the UK can be challenging at the best of times, but in certain cities, it becomes a serious test of patience. From endless congestion to confusing one-way systems and limited parking, some urban areas make daily driving feel more like endurance than convenience. For business owners and everyday motorists alike, understanding which cities […]

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Any Driver Insurance Explained: Fleet, Van and Commercial Cover Options

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Many UK businesses rely on more than one person driving company vehicles. From courier vans and delivery fleets to lorries and pool cars, flexibility is key. Any driver insurance allows multiple employees to drive the same vehicle without being individually named on the policy. It is one of the most efficient ways to protect your […]

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Small Business Office Insurance: Tailored Cover for Startups, Agencies & Consultancies

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Small businesses, including startups, agencies, and consultancies, often rely on their office space, equipment, and daily operations to deliver services efficiently. Protecting these assets and managing potential risks can be essential to the success and stability of a growing business. Small business office insurance can provide tailored protection to help safeguard against common disruptions. We […]

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Office Contents & Equipment Cover: Protect Your Desks, PCs & Furniture

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Offices are typically filled with valuable contents and specialist equipment essential for day-to-day operations. Damage, theft, or accidental loss can disrupt business activity and lead to significant financial challenges. Office contents and equipment cover can help protect the physical assets that form the backbone of office-based businesses. We explore how this type of cover can […]

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Office Insurance Add-Ons: Cyber, Business Interruption & Legal Expenses Explained

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Office-based businesses often face risks that extend beyond the physical workspace. While standard office insurance can offer essential protection for contents and equipment, additional cover options may help provide more comprehensive security. Office insurance add-ons can support businesses in managing wider challenges such as cyber-attacks, legal disputes, and unexpected interruptions. We explore three key office […]

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Mobile Hairdresser Insurance: Protecting Tools & Liability on the Go

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Mobile hairdressers provide flexible and personalised services, often travelling between clients’ homes, events, and hired venues. This working style introduces unique risks that can be different from those faced in salon-based environments. Mobile hairdresser insurance can help support hairdressers in protecting their tools, equipment, and liability while working on the move. We explore the key […]

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Lorry Insurance Explained: What It Covers and Why Haulage Businesses Need It

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Operating a lorry or HGV is more than just driving from point A to point B. Every mile comes with responsibility for expensive equipment, valuable cargo, and public safety. Without the right insurance, one accident can put your entire operation at risk. That is why lorry insurance is essential for any business that transports goods. […]

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Lorry Fleet Insurance: Covering Every Vehicle Under One Policy

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Running multiple heavy goods vehicles means managing multiple risks. With lorry fleet insurance, you can protect every lorry, driver, and load under one comprehensive policy. This approach saves time, reduces costs, and keeps your entire operation compliant. What Is Lorry Fleet Insurance Fleet insurance for lorries combines all your vehicles into one contract with a […]

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How to Lower the Cost of Lorry Insurance Without Losing Cover

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Running a haulage business involves significant costs. Fuel, maintenance, and compliance all impact your budget, and insurance can feel like another unavoidable expense. However, there are safe and effective ways to reduce the cost of lorry insurance without compromising on protection. Compare Policies Through a Specialist Broker A specialist broker understands the differences between standard […]

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