Author: Jess Fagan

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Posts by Jess Fagan

Tools & Equipment Cover for Builders: Theft, Damage & On‑Site Breakdown

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Builders rely heavily on their tools and equipment to complete projects efficiently and safely. Whether working on large construction sites or smaller private jobs, the risk of theft, accidental damage, or equipment breakdown can disrupt operations and lead to unexpected expenses. Tools and equipment cover for builders can offer essential protection to help minimise these […]

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Builder Insurance Claims Guide: What to Do When Tools Are Stolen or Accidents Happen

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Builders face a variety of risks on-site, including theft of valuable tools and unexpected accidents that can disrupt projects and impact earnings. Knowing how to navigate the builder insurance claims process can be crucial when these situations occur. Acting quickly and following the correct steps can help ensure that claims are handled efficiently and fairly. […]

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Top 6 Salon Insurance Add‑Ons: Equipment & More

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Running a hair or beauty salon in the UK can involve managing valuable equipment, providing complex treatments, and ensuring customer safety in a busy environment. Standard salon insurance policies may not fully cover the unique risks faced by salons without carefully selected add-ons. Understanding which salon insurance add-ons can provide extra protection can help salon […]

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Do You Need Caterers Insurance for One-Off Events?

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Running a catering business or working at one-off events means taking on risks. Whether preparing food at a private party, wedding, market stall, or pop-up kitchen, things can go wrong. Accidents, injuries, or property damage can happen at any time. We help explain when catering insurance might be needed, what it could cover, and why […]

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Limited Company vs Sole Trader: Contractor Insurance Differences

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When getting contractor insurance in the UK, it is important to know how things can change. This depends on whether you work as a limited company or as a sole trader. Both business types may face similar risks, but the type of cover and who is responsible for insurance claims could differ. We explain how […]

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Do You Need Contractor Insurance for One-Off Projects?

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When working as a contractor on one-off projects, it may seem simple to skip insurance. However, there are risks involved. In some cases, clients expect the right contractor insurance, or it may be required by law. We explain when contractors need insurance. We also discuss which types of coverage are necessary. Even short-term work can […]

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Contractor Insurance Checklist: 7 Policies for UK Contractors

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Contracting in the UK comes with a wide range of risks. No matter if you are a sole trader, freelancer, or limited company, getting the right contractor insurance is important. It can help protect your business, clients, and reputation. In this guide, we outline seven key types of cover that contractors across industries may wish […]

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Limited Company Insurance for Contractors: Tailored Cover for Freelancers and Small Teams

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Running a limited company as a contractor brings flexibility and opportunity, but it also comes with risks. Having the right limited company insurance can protect the business and its team from mistakes and injury claims. We explain the main types of contractor insurance cover and how they apply to freelancers and small teams across the […]

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Do I Need Business Insurance as a Limited Company? Legal Requirements Explained

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Operating a limited company in the UK can mean handling risks linked to property, people, and professional services. Many business owners ask whether business insurance is required by law and which types could help protect your business. In this guide, we outline the key covers limited companies might need, including what could be a legal […]

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Limited Company Insurance UK: Essential Cover

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When running a limited company in the UK, having the right business insurance is important. It can give you financial protection against many risks. From client disputes to property damage, unexpected events can affect businesses of all sizes. In this guide, we explain the main types of limited company insurance that small businesses might need. […]

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