Author: Jess Fagan

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Posts by Jess Fagan

Lorry Insurance Explained: What It Covers and Why Haulage Businesses Need It

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Operating a lorry or HGV is more than just driving from point A to point B. Every mile comes with responsibility for expensive equipment, valuable cargo, and public safety. Without the right insurance, one accident can put your entire operation at risk. That is why lorry insurance is essential for any business that transports goods. […]

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Lorry Fleet Insurance: Covering Every Vehicle Under One Policy

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Running multiple heavy goods vehicles means managing multiple risks. With lorry fleet insurance, you can protect every lorry, driver, and load under one comprehensive policy. This approach saves time, reduces costs, and keeps your entire operation compliant. What Is Lorry Fleet Insurance Fleet insurance for lorries combines all your vehicles into one contract with a […]

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How to Lower the Cost of Lorry Insurance Without Losing Cover

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Running a haulage business involves significant costs. Fuel, maintenance, and compliance all impact your budget, and insurance can feel like another unavoidable expense. However, there are safe and effective ways to reduce the cost of lorry insurance without compromising on protection. Compare Policies Through a Specialist Broker A specialist broker understands the differences between standard […]

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Top 5 Hairdresser Insurance Add-Ons: Treatment Risk, Equipment & Legal Expenses

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Hairdressers can face a range of everyday risks that standard insurance policies may not always cover in full. To help provide more comprehensive protection, hairdresser insurance add-ons can be considered to extend coverage beyond basic public liability or salon contents insurance. These optional covers can support hairdressers in safeguarding their business against specific challenges. We […]

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Hairdressing Insurance UK: Public Liability, Tools & Salon Cover Explained

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Running a hairdressing business in the UK can involve a variety of risks, whether working from a salon, renting a chair, or providing mobile hairdressing services. The right hairdressing insurance can offer essential protection against common challenges such as public liability claims, accidental damage to equipment, or theft of valuable tools. We explore the key […]

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Salon Equipment & Contents Cover: Protecting Tools, Stock & Premises

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Running a successful hair or beauty salon involves significant investment in equipment, specialist tools, premium stock, and carefully designed premises. Protecting these valuable assets can be essential for ensuring long-term stability and peace of mind. Salon equipment and contents cover can help safeguard the essential items that keep your salon operating smoothly, helping to minimise […]

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Mobile Beauty Therapist Insurance: From Treatment Risks to Public Liability

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Working as a mobile beauty therapist in the UK comes with a distinct set of risks that are not always present in salon-based businesses. Providing treatments in clients’ homes, transporting valuable equipment, and working across multiple venues can all create challenges that require tailored insurance solutions. Mobile beauty therapist insurance can be arranged to support […]

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Public Liability Insurance for Small Businesses: Do You Really Need It?

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Public liability insurance is often discussed as a key form of business protection, but many small business owners remain unsure whether it is necessary for their specific operations. While not legally required in the UK, this type of insurance can play a vital role in helping to manage risks associated with third-party injury or property […]

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What Happens If You Don’t Have Product Liability Insurance? Legal & Financial Risks Explained

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Selling, manufacturing or distributing products in the UK involves a duty of care to consumers. If a product causes injury or damage, the party held responsible may be exposed to claims, investigations and legal costs. Without product liability insurance, these risks could directly impact a business’s finances and reputation. We explore the potential legal and […]

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Do You Need Product Liability Insurance If You Sell on Amazon, Etsy or eBay?

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Selling products through online platforms such as Amazon, Etsy, or eBay can open up valuable opportunities for small businesses and independent retailers. However, with increased reach comes increased responsibility. If a product causes injury or damage, sellers could be held liable, even if they did not manufacture the item themselves. We explore what product liability […]

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