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Running a haulage business involves significant costs. Fuel, maintenance, and compliance all impact your budget, and insurance can feel like another unavoidable expense. However, there are safe and effective ways to reduce the cost of lorry insurance without compromising on protection. Compare Policies Through a Specialist Broker A specialist broker understands the differences between standard […]
Read More… from How to Lower the Cost of Lorry Insurance Without Losing Cover
Hairdressers can face a range of everyday risks that standard insurance policies may not always cover in full. To help provide more comprehensive protection, hairdresser insurance add-ons can be considered to extend coverage beyond basic public liability or salon contents insurance. These optional covers can support hairdressers in safeguarding their business against specific challenges. We […]
Read More… from Top 5 Hairdresser Insurance Add-Ons: Treatment Risk, Equipment & Legal Expenses
Running a hairdressing business in the UK can involve a variety of risks, whether working from a salon, renting a chair, or providing mobile hairdressing services. The right hairdressing insurance can offer essential protection against common challenges such as public liability claims, accidental damage to equipment, or theft of valuable tools. We explore the key […]
Read More… from Hairdressing Insurance UK: Public Liability, Tools & Salon Cover Explained
Running a successful hair or beauty salon involves significant investment in equipment, specialist tools, premium stock, and carefully designed premises. Protecting these valuable assets can be essential for ensuring long-term stability and peace of mind. Salon equipment and contents cover can help safeguard the essential items that keep your salon operating smoothly, helping to minimise […]
Read More… from Salon Equipment & Contents Cover: Protecting Tools, Stock & Premises
Working as a mobile beauty therapist in the UK comes with a distinct set of risks that are not always present in salon-based businesses. Providing treatments in clients’ homes, transporting valuable equipment, and working across multiple venues can all create challenges that require tailored insurance solutions. Mobile beauty therapist insurance can be arranged to support […]
Read More… from Mobile Beauty Therapist Insurance: From Treatment Risks to Public Liability
Public liability insurance is often discussed as a key form of business protection, but many small business owners remain unsure whether it is necessary for their specific operations. While not legally required in the UK, this type of insurance can play a vital role in helping to manage risks associated with third-party injury or property […]
Read More… from Public Liability Insurance for Small Businesses: Do You Really Need It?
Selling, manufacturing or distributing products in the UK involves a duty of care to consumers. If a product causes injury or damage, the party held responsible may be exposed to claims, investigations and legal costs. Without product liability insurance, these risks could directly impact a business’s finances and reputation. We explore the potential legal and […]
Selling products through online platforms such as Amazon, Etsy, or eBay can open up valuable opportunities for small businesses and independent retailers. However, with increased reach comes increased responsibility. If a product causes injury or damage, sellers could be held liable, even if they did not manufacture the item themselves. We explore what product liability […]
Read More… from Do You Need Product Liability Insurance If You Sell on Amazon, Etsy or eBay?
Importers and wholesalers play a vital role in the supply chain, but with that comes exposure to potential liability. If a product causes harm, legal responsibility may not always rest with the original manufacturer. UK law can hold other parties accountable, particularly where overseas producers are involved. In this article, we explore who could be […]
Read More… from Product Liability Insurance for Importers & Wholesalers: Who’s Legally Responsible?
Businesses often require protection across multiple risks, but managing individual policies for each one can lead to complexity, duplication, or gaps in cover. Commercial combined insurance offers an efficient way to group essential protections into one package that suits the specific needs of the business. In this guide, we explain how commercial combined policies can […]