Business Insurance Archives

What’s Included in Hotel Cover? Employers’ Liability & More

Operating a hotel in the UK can present a variety of risks. From welcoming large volumes of guests to managing a team of staff and safeguarding valuable contents, hotels often require insurance that can offer protection across multiple areas of the business. Arranging suitable hotel insurance can help protect the premises, employees, and the public […]

Public Liability or Employers’ Liability: Which Cover Fits Your Salon?

Running a beauty salon comes with responsibilities – not just for your clients’ looks, but for their safety and your team’s wellbeing too. Beauty salon insurance helps protect against things that could go wrong, from customer injuries to treatment issues. Knowing the right type of cover could make a real difference if an incident happens. […]

Self-Employed or Renting a Chair? What Insurance You Need in a Beauty Salon

For many in the beauty industry, working as a self-employed professional or renting a chair in a salon provides flexibility and freedom. However, without the right beauty salon insurance, there could be financial risks if something goes wrong. Whether offering hair, nails, skincare, or aesthetic treatments, knowing what cover may apply is important. In this […]

Real Plumber Insurance Claims: What Happens When Things Go Wrong on the Job

Working as a plumber carries risks that go beyond blocked pipes and leaking taps. Whether self-employed or running a small team, plumber insurance helps provide financial protection when accidents happen or claims arise. From customer injury to damaged property, knowing what real plumber insurance claims look like helps highlight why the right cover matters. We […]

Why Tool Cover Matters for Plumbers: Protecting Your Gear on the Go

Running a plumbing business means more than just skills and experience. It also means looking after the tools and equipment that keep your work moving. For self-employed plumbers and small businesses alike, tool cover insurance helps provide financial protection if tools are lost, stolen, or damaged. In this guide, we explain why tool cover matters […]

Do Self-Employed Plumbers Need Insurance? Everything You Should Know

Working as a self-employed plumber can bring freedom and flexibility, but it also means taking full responsibility if things go wrong. Plumber insurance is designed to help protect your business against unexpected costs if a claim arises. In this guide, we explain what insurance covers self-employed plumbers might need, why it matters, and how brokers […]

From Clippers to Cash Registers: Insuring More Than Just Your Barbershop Premises

Running a barbershop in the UK involves more than cutting hair. From clippers and chairs to stock and staff, there are many things that need protecting. Barbershop insurance is designed to cover more than just the building, it helps protect your business, equipment, and people. In this guide, we explain what barbershop insurance actually covers, […]

Renting a Chair? What Self-Employed Barbers Need to Know About Insurance

When working as a self-employed barber, renting a chair in a salon or barbershop can seem straightforward. However, understanding barbershop insurance is essential to protect both yourself and your business activities. While the salon owner may have insurance for the premises, that cover does not usually extend to self-employed professionals renting space. In this guide, […]

Why Barbershops Get Sued: How Insurance Protects You When Things Go Wrong

Running a barbershop in the UK comes with daily risks. From sharp tools to customer slips, things can and do go wrong. Barbershop insurance is designed to provide financial protection when legal claims or accidents happen, helping keep small businesses running smoothly. Why Legal Claims Happen in Barbershops Even with the best care, mistakes and […]

Top 5 Electrician Insurance Claims in the UK (And How to Avoid Them)

Running an electrical business means working with live wires, expensive tools, and customer property. Electrician insurance helps protect your business from the unexpected, but knowing what the most common claims are can help reduce risks too. We explore the top 5 electrician insurance claims in the UK and offer tips on how to avoid them. […]