contractor
Limited Company Insurance for Contractors: Tailored Cover for Freelancers and Small Teams

Running a limited company as a contractor brings flexibility and opportunity, but it also comes with risks. Having the right limited company insurance can protect the business and its team from mistakes and injury claims. We explain the main types of contractor insurance cover and how they apply to freelancers and small teams across the […]

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Do I Need Business Insurance as a Limited Company? Legal Requirements Explained

Operating a limited company in the UK can mean handling risks linked to property, people, and professional services. Many business owners ask whether business insurance is required by law and which types could help protect your business. In this guide, we outline the key covers limited companies might need, including what could be a legal […]

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director at office
D&O vs Professional Indemnity: What’s the Difference?

When choosing insurance for a small business, it helps to know the difference between Directors and Officers Insurance (D&O Insurance) and Professional Indemnity Insurance cover. Both can offer protection, but each applies to different risks. D&O Insurance is for people in charge. Professional indemnity insurance is for businesses providing a professional service. We explain both […]

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director at desk
Directors & Officers Insurance UK: What It Covers and Who Really Needs It

Directors and officers insurance, often referred to as D&O insurance, may provide critical protection for individuals in senior positions. In a legal setting, the law holds directors accountable for company decisions. This cover offers valuable financial and legal support. It helps in case of allegations, claims, or investigations. In this guide, we look at what […]

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office
Do You Need Cyber Insurance If You Use Cloud Software or Store Customer Data?

In today’s digital-first environment, businesses of all sizes depend on cloud-based systems and store increasing volumes of sensitive customer data. Whether handling online payments, running software-as-a-service (SaaS) platforms, or storing personal records, the risk of a cyber incident is real and growing. This article explores why cyber liability insurance could be important for UK businesses […]

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What Does Cyber Insurance Actually Cover? From Data Breach to Hacker Damage

With the increasing reliance on digital systems, cyber insurance has become a critical consideration for UK businesses of all sizes. Whether handling sensitive client data, processing online payments, or managing cloud-based systems, the financial and reputational consequences of a cyber incident can be significant. In this article, we outline what cyber liability insurance could cover, […]

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