Business Insurance Archives

Startup Business Insurance UK: What Cover You Actually Need in Year One

Starting a business brings plenty of unknowns, from securing clients to managing cash flow. One area often overlooked is startup business insurance. As brokers, we help arrange cover that could protect new ventures against the risks faced during that all-important first year. The right insurance policies can help safeguard finances, reputation, and operational continuity from […]

From Side Hustles to Full-Time Freelancers: Why Self-Employed Insurance Matters

Self-employed business insurance is often overlooked by freelancers, contractors, and side hustle owners. Whether running a part-time venture or working as a full-time sole trader, insurance could help protect against unexpected financial risks that may otherwise threaten both business and personal finances. We help arrange cover that supports professionals in finding protection tailored to their […]

Self-Employed Insurance Checklist: Essential Covers You Shouldn’t Overlook

Self-employed business insurance can provide vital financial protection for sole traders, freelancers, and consultants across the UK. Whether working from home, visiting clients, or running a mobile service, risks such as accidents, theft, or claims against your work could carry serious consequences. We help arrange policies that support self-employed professionals in safeguarding their businesses. Below, […]

5 Common Mistakes Self-Employed People Make with Business Insurance

Self-employed business insurance helps protect individuals working for themselves against financial risks linked to accidents, mistakes, or claims. Yet, many self-employed professionals in the UK overlook important details when arranging cover, leading to gaps that could leave both finances and reputation exposed. We help arrange insurance policies tailored to self-employed workers across sectors. Below, we […]

Sole Trader vs Limited Company Insurance: What’s Different

For UK business owners, choosing between operating as a sole trader or a limited company comes with a variety of considerations, including how insurance is arranged. Both business structures face risks, but the type and structure of cover needed can vary. We support business owners in understanding these differences and arranging insurance policies suited to […]

Public Liability, Tools Cover, or Both? Choosing the Right Sole Trader Insurance

Running a business as a sole trader in the UK often means managing multiple responsibilities, including arranging the right insurance. Whether providing a trade service, consultancy, or creative work, choosing the correct cover is key for both protection and client confidence. We support sole traders in arranging insurance policies suited to their specific needs. What […]

Do You Really Need Insurance as a Sole Trader? A No-Nonsense Guide

Sole traders play a vital role in the UK economy. Whether working as a tradesperson, consultant, or creative professional, running your own business means taking on both opportunities and risks. One key consideration is whether sole-trader insurance is necessary, and what types of cover could genuinely protect your business. We help sole traders arrange tailored […]

HMO vs Standard Buy-to-Let Insurance: Which One Fits Your Rental Property?

Choosing the right cover for a rental property in the UK depends on how that property is let. HMO landlord insurance and standard buy-to-let insurance both provide financial protection, but each applies to different rental setups. We support landlords in arranging policies tailored to the property’s use, helping protect both investment and rental income if […]

From Tenant Damage to Legal Claims: Why HMO Landlord Insurance Matters

Letting out a house in multiple occupation (HMO) brings more moving parts than a standard rental. From shared kitchens to multiple tenancy agreements, the risks involved increase, making HMO landlord insurance an important consideration. We help landlords arrange cover designed for HMO properties so they can protect both income and assets should a claim arise. […]

HMO Landlord Insurance UK: How It Differs from Standard Landlord Cover

Managing a house in multiple occupation (HMO) brings unique risks compared to letting out a single household property. Understanding the key differences between HMO landlord insurance and standard landlord cover is important for protecting both property and income. As brokers, we help landlords arrange cover suited to the specific challenges that come with HMO properties. […]