Hospitality Archives

Hotel Business Interruption Insurance: Protecting Your Profits During Downtime

Running a hotel in the UK can involve managing a wide range of operational risks. From fire and flooding to equipment failure and unforeseen closures, these incidents can cause significant disruptions to trading. Loss of income during downtime may have a major financial impact, especially in the hospitality sector where margins can be sensitive to […]

Guest Belongings Insurance: Does Hotel Cover You for Loss & Damage?

Hotels in the UK have a duty to provide a safe and secure environment for their guests. However, even with robust security measures in place, there can be incidents where guest belongings are lost, stolen, or damaged during a stay. For hotel owners and managers, understanding whether hotel insurance can offer protection for guest property […]

Top 5 Catering Insurance Claims: UK Street Food and Event Caterers

Running a catering business comes with risks. From food vans to event catering, accidents and mistakes can happen. Having the right catering insurance in place helps protect your business if a claim arises. We share five common insurance claims made by UK street food traders and event caterers, so you know what to watch for […]

Public Liability vs Product Liability: Which Does Your Catering Business Need?

Running a catering business means dealing with food, people, and events. That also means things can go wrong. Knowing the difference between public liability insurance and product liability insurance can help protect your business from costly problems. We help explain both types of cover, so you can make sure your catering work has the protection […]

5 Hidden Hospitality Insurance Costs (And How to Avoid Under‑Insuring)

Hospitality businesses in the UK, including restaurants, hotels, cafés, and pubs, often face unique risks that can affect their operations and financial security. While many owners arrange essential cover, some may encounter unexpected insurance costs or unknowingly leave themselves under-insured. Understanding these hidden costs and knowing where to check for gaps could help businesses secure […]

How to Protect Your Venue: Commercial Hospitality Insurance

Running a venue in the hospitality industry can bring a variety of opportunities, but it may also expose businesses to unique risks. Whether managing a restaurant, hotel, café, bar, or event space, having the right commercial hospitality insurance in place could help protect against financial loss from unexpected incidents. In this guide, we explore the […]

Restaurant Insurance Basics: Equipment, Employer Liability & Stock Cover

Running a restaurant in the UK can involve a wide range of operational risks. From protecting valuable kitchen equipment to meeting legal responsibilities as an employer, having the right restaurant insurance in place could be essential for safeguarding the business. Understanding the core types of cover available and the risks they can help protect against […]

Pub Equipment & Stock Insurance: Avoiding Hidden Risks for UK Pubs

Running a pub in the UK can bring a unique set of challenges, especially when it comes to protecting essential equipment and valuable stock. Pubs often hold significant assets, from specialist refrigeration and cellar equipment to premium beverages, all of which may need appropriate insurance protection. Understanding the key areas of pub equipment and stock […]

Pub Insurance UK: Essential Covers from Public Liability to Stock & Equipmen

Operating a pub in the UK presents a wide range of business risks, from serving the public daily to managing valuable stock and specialist equipment. Having the right pub insurance in place could be essential for helping protect the business against potential financial losses. This guide explores the key pub insurance covers, including Public Liability […]

Top 7 Pub Insurance Extras: Employers’ Liability, Glass & Fire Cover Explained

Running a pub in the UK often involves managing more than just the day-to-day trade. From public safety and staff protection to the safeguarding of equipment, stock, and fixtures, having appropriate pub insurance can be crucial. While core policies such as public liability are widely known, there are additional cover options that may offer valuable […]