Working as a self-employed contractor in the UK can offer flexibility and independence, but it may also bring a range of responsibilities. One of the most important considerations is whether Employers’ Liability Insurance or Professional Indemnity Insurance could be required or beneficial for the type of work carried out. Understanding the purpose of each type […]
Running a restaurant in the UK can involve a wide range of operational risks. From protecting valuable kitchen equipment to meeting legal responsibilities as an employer, having the right restaurant insurance in place could be essential for safeguarding the business. Understanding the core types of cover available and the risks they can help protect against […]
Read More… from Restaurant Insurance Basics: Equipment, Employer Liability & Stock Cover
Running a pub in the UK often involves managing more than just the day-to-day trade. From public safety and staff protection to the safeguarding of equipment, stock, and fixtures, having appropriate pub insurance can be crucial. While core policies such as public liability are widely known, there are additional cover options that may offer valuable […]
Read More… from Top 7 Pub Insurance Extras: Employers’ Liability, Glass & Fire Cover Explained
Operating a hotel in the UK can present a variety of risks. From welcoming large volumes of guests to managing a team of staff and safeguarding valuable contents, hotels often require insurance that can offer protection across multiple areas of the business. Arranging suitable hotel insurance can help protect the premises, employees, and the public […]
Read More… from What’s Included in Hotel Cover? Employers’ Liability & More
Running a beauty salon comes with responsibilities – not just for your clients’ looks, but for their safety and your team’s wellbeing too. Beauty salon insurance helps protect against things that could go wrong, from customer injuries to treatment issues. Knowing the right type of cover could make a real difference if an incident happens. […]
Read More… from Public Liability or Employers’ Liability: Which Cover Fits Your Salon?
Running a restaurant in the UK can involve managing complex risks. From public safety to staff protection and safeguarding essential equipment, arranging the right restaurant insurance could be key to helping protect the business against potential financial losses. This guide explores core restaurant insurance policies, including Public Liability Insurance, Employers’ Liability Insurance, and Contents Cover, […]
Read More… from Restaurant Insurance UK: Public Liability, Employers’ Liability & Contents Covered
Professional indemnity insurance can be an essential safeguard for businesses that provide consultancy, advice, or design services. However, many professionals operate in environments where risks extend beyond professional errors. To create a more rounded risk management strategy, it is often worth considering additional types of cover that complement an existing PI policy. This article explores […]
Businesses that engage others to work on their behalf, whether in a permanent, temporary, or flexible capacity, face a range of responsibilities. Among them is ensuring that individuals such as subcontractors, apprentices, and home-based workers are protected against injury or illness that could arise in the course of their work. We explore how employers’ liability […]
Read More… from Does Employers’ Liability Insurance Cover Subcontractors, Apprentices & Homeworkers?
Employers across the UK face a range of risks when running a business. Whether operating in construction, retail, consultancy, or hospitality, there may be exposure to accidents involving both employees and members of the public. Two key types of cover that often come into consideration are employers’ liability insurance and public liability insurance. While these […]
Read More… from Employers’ Liability vs Public Liability: What’s the Difference for UK Employers?
Employers’ liability insurance can play a vital role in helping to protect UK businesses that hire staff. While it may not always be legally required, failing to arrange this type of cover when it is needed could expose employers to fines, claims, and regulatory action. We explore what employers’ liability insurance can include, when it […]
Read More… from What Happens If You Don’t Have EL Insurance? Fines, Claims & HSE Penalties