Author: Jess Fagan

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Posts by Jess Fagan

From Tools to Tumbles: The Hidden Risks Roofers and Scaffolders Face Daily

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Roofers and scaffolders face a unique set of hazards every day. From slipping tiles to unsecured ladders, the job comes with risks that are not always visible until something goes wrong. Whether self-employed or managing a team, professionals in these trades may benefit from tailored roofer insurance that reflects the challenges of working at height. […]

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What Happens If a Tile Falls? Real Insurance Claims from Roofing and Scaffolding Jobs

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Every roofer understands the importance of working safely at height. Yet even the most experienced tradesperson cannot always prevent accidents. Falling tiles, dislodged tools, and unsecured materials can lead to damage or injury. These events are not theoretical, they are real risks with real financial consequences. This is where roofer insurance comes in. It can […]

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Working at Height, Risk on the Ground: Why Roofers and Scaffolders Need the Right Insurance

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Roofing and scaffolding are trades where physical risk is part of the job. From unstable ladders to falling tools, the nature of working at height presents more hazards than many other professions. In these trades, one incident could lead to an expensive claim, business interruption or injury. Specialist roofer insurance can help protect against the […]

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Do Self-Employed Gardeners Need Insurance? The Grey Areas Explained

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Self-employed gardeners often work independently, moving between properties and managing outdoor environments without backup. While many understand the physical risks of the job, the legal and financial risks are not always as obvious. That is where gardener insurance becomes a valuable line of protection. We help connect tradespeople with insurers who offer cover tailored to […]

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From Uneven Paths to Damaged Fences: The Real Risks Landscapers Face On-Site

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Many gardeners and landscapers work independently, without a safety net. Yet the risks faced each day, from slipping on wet paving to damaging client property, can have serious financial consequences. Gardener insurance and landscaper insurance are not just formalities. They exist to help protect tradespeople from the types of incidents that can lead to claims, […]

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Insurance Isn’t Just for Builders: Why Gardeners and Landscapers Need Cover Too

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Many gardeners and landscapers in the UK operate with tools in hand and jobs booked, but without insurance in place. While it may seem like a low-risk trade, the reality is that outdoor work often comes with unseen hazards, both for the public and for the business itself. We support self-employed gardeners, landscapers, and groundskeepers […]

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The Quiet Cost of Cleaning Without Insurance (It’s Not Just the Fine Print)

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Running a cleaning business, whether domestic, commercial or mobile, comes with more risks than most realise. Spilled detergent on a marble floor. A cracked vase during an end-of-tenancy deep clean. Even a simple trip hazard from trailing cables. These incidents may seem minor until they result in claims that could impact your finances, your business […]

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Mobile, Domestic or Office Cleaner? Insurance Mistakes That Cost Real People Thousands

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Working as a professional cleaner involves more than just providing a spotless service. Whether you operate as a mobile cleaner, run a domestic cleaning business, or provide office cleaning services, the risks involved can carry serious financial consequences if the right cover is not in place. We have seen how insurance oversights can lead to […]

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What Happens When a Client Slips? A Real Look at Risk for Professional Cleaners

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Cleaners face a unique set of risks, particularly when working in client homes or commercial premises. A freshly mopped floor might be spotless, but it can also become a hazard. If someone slips and is injured, questions of liability often follow. In this guide, we explore the real risks faced by cleaners, the types of […]

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When Tool Theft Isn’t Covered: Real Insurance Lessons for Self-Employed Handymen

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Handymen across the UK face a wide range of risks daily, from accidental damage to public liability claims. Yet, one risk many underestimate is tool theft. Many self-employed handymen assume their tools are automatically covered under standard insurance policies, only to discover too late that certain exclusions apply. Understanding Handyman Insurance: More Than Just Public […]

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