HGV & Truck Fleet Insurance
Protect your HGVs, trucks and drivers with one flexible fleet insurance policy. Compare specialist insurers and get competitive quotes in minutes.
⭐ Fleet cover for multiple HGVs and trucks
⭐ Policies tailored for haulage operators
⭐ FCA-regulated independent broker
⭐ Fast quotes and same-day cover available
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Tell us about your HGV fleet, drivers and routes so we can match your business with specialist haulage insurers.
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Our fleet experts build tailored HGV fleet policy options designed around your operation and risk profile.
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Compare competitive quotes from trusted UK insurers and get your trucks covered quickly.
Insurance Revolution's Reviews
What is HGV & Truck Insurance?
HGV fleet insurance allows haulage businesses to insure multiple trucks or lorries under a single policy. This simplifies administration, keeps vehicles protected and ensures consistent cover across your entire operation.
Instead of managing individual vehicle policies, fleet insurance combines everything into one renewal date and one point of contact for claims and policy changes.
This type of cover is ideal for:
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Haulage companies running multiple lorries
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Logistics and transport businesses
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Regional delivery fleets
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Companies operating articulated trucks or rigid HGVs
Fleet policies can often include flexible driver options and tailored cover depending on your vehicles, drivers and routes.
What Does HGV & Truck Fleet Insurance Cover?
A tailored policy can include:
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Road Risk Cover – Comprehensive, Third Party Fire & Theft, or Third Party Only
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Public Liability Insurance – Covers injury or property damage claims
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Employers’ Liability Insurance – Required if you employ drivers
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Goods in Transit Cover – Protection for goods while being transported
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Any Driver Cover – Flexibility for changing or rotating drivers
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Breakdown & Recovery Cover – Minimise downtime and disruption
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Legal Expenses Insurance – Help with disputes or clai
FAQs
Most HGV fleet insurance policies start from just two vehicles, although larger fleets can also be covered under one policy.
Yes, many fleet policies allow you to insure different HGV types such as rigid trucks, articulated lorries and other commercial vehicles under the same policy.
Some insurers offer any-driver options depending on driver age, experience and the overall fleet risk profile.
Yes, vehicles can usually be added or removed during the policy term as your haulage business grows or changes.
Yes, fleet insurance is commonly used by haulage operators, logistics companies and transport businesses running multiple trucks.
Fleet insurance covers your vehicles and can include driver cover depending on the policy setup, such as named drivers or flexible driver options.
Yes, specialist insurers can arrange fleet cover for new haulage businesses, although pricing may vary depending on experience and claims history.



