HGV & Truck Fleet Insurance
Managing a fleet of trucks or HGVs can be complex, from keeping drivers safe to staying compliant and protecting your assets. With HGV & Truck Fleet Insurance, you can cover all your vehicles under one policy, saving both time and money while ensuring your business runs smoothly.
At Insurance Revolution, we work with a panel of trusted UK insurers to find affordable, flexible fleet insurance that’s tailored to your operations, whether you manage 2 vehicles or 200. Running a fleet of HGVs means keeping vehicles, drivers, and goods moving safely every day. From road accidents and breakdowns to theft or liability claims, one incident can disrupt your whole operation.
HGV fleet insurance protects multiple heavy goods vehicles under a single policy, saving time, reducing costs, and keeping your business covered. Whether you operate a small regional fleet or a large nationwide haulage business, we’ll help you secure the right protection at a competitive price.
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Tell us about your fleet, Number of vehicles, usage and drivers.
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We compare insurers with access to top UK fleet insurance providers.
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Get your cover, one affordable policy that fits your business.
Insurance Revolution's Reviews
What is HGV & Truck Insurance?
Fleet insurance combines all your HGVs, trucks, and haulage vehicles under a single policy. It’s designed to simplify admin, reduce costs, and give your business consistent protection across your fleet.
You’ll benefit from a single renewal date, flexible driver options, and one point of contact for all your insurance needs.
Who Needs HGV & Truck Fleet Insurance?
- Haulage and logistics companies
- Courier and transport operators
- Businesses managing multiple HGVs or trucks
- Owner-drivers expanding to multiple vehicles
- Companies with mixed commercial fleets
Why Do You Need Fleet Insurance?
Fleet insurance makes managing multiple vehicles easier and more cost-effective. It helps you:
- Save money with bulk fleet discounts
- Simplify admin with one renewal date
- Stay compliant across all your vehicles and drivers
- Protect staff, cargo, and vehicles from risks
- Add or remove vehicles easily during your policy term
What Does HGV & Truck Fleet Insurance Cover?
A tailored policy can include:
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Road Risk Cover – Comprehensive, Third Party Fire & Theft, or Third Party Only
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Public Liability Insurance – Covers injury or property damage claims
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Employers’ Liability Insurance – Required if you employ drivers
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Goods in Transit Cover – Protection for goods while being transported
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Any Driver Cover – Flexibility for changing or rotating drivers
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Breakdown & Recovery Cover – Minimise downtime and disruption
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Legal Expenses Insurance – Help with disputes or clai
FAQs
The HGV fleet insurance cost depends on fleet size, vehicle type, driver history, and usage. We’ll compare policies to find the best value cover.
Yes, a fleet policy is usually cheaper and easier to manage than separate policies.
Yes. Fleet policies can include lorries, vans, and cars under one policy.
Yes, your policy can be extended to cover international HGV operations if required.