woman standing outside of a flower shop
Shop Equipment & Contents Cover: Avoiding Hidden Risks in Fixtures and Stock

Running a shop in the UK often involves more than protecting the building itself. Many retailers rely heavily on fixtures, fittings, specialist equipment, and valuable stock to operate successfully. Without the right shop insurance, these assets can be at risk from theft, accidental damage, or unforeseen incidents such as fire or flooding. Shop equipment and […]

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Man passing food to a customer
Top 7 Takeaway Insurance Extras: Equipment Breakdown & More

Running a takeaway or fast food business in the UK can bring unique risks that extend beyond basic insurance policies. While core covers such as buildings, contents, and employers’ liability may form the foundation of many insurance packages, there are several additional protections that could be valuable for takeaway operators. This guide highlights seven takeaway […]

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Woman handing over takeaway
Takeaway & Fast Food Insurance UK: Essential Covers from Public Liability to Equipment

Running a takeaway or fast food business in the UK can involve managing busy service, rapid turnaround times, and high customer volumes. These environments often present unique risks, from accidents involving hot food to equipment breakdowns that can quickly halt operations. Arranging takeaway and fast food insurance can help protect against a range of financial […]

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tradesman in a building site
Tradesman Tools & Equipment Cover: Protecting Against Theft, Damage or Loss

For tradesmen across the UK, tools and equipment are often essential for daily work. Whether carried in vans, stored on site, or used across multiple locations, these valuable assets can face significant risks. Arranging tradesman insurance that includes tools and equipment cover can help provide protection against theft, accidental damage, and loss, supporting tradesmen in […]

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builder using tools on site
Tools & Equipment Cover for Builders: Theft, Damage & On‑Site Breakdown

Builders rely heavily on their tools and equipment to complete projects efficiently and safely. Whether working on large construction sites or smaller private jobs, the risk of theft, accidental damage, or equipment breakdown can disrupt operations and lead to unexpected expenses. Tools and equipment cover for builders can offer essential protection to help minimise these […]

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builder on site drilling
Builder Insurance Claims Guide: What to Do When Tools Are Stolen or Accidents Happen

Builders face a variety of risks on-site, including theft of valuable tools and unexpected accidents that can disrupt projects and impact earnings. Knowing how to navigate the builder insurance claims process can be crucial when these situations occur. Acting quickly and following the correct steps can help ensure that claims are handled efficiently and fairly. […]

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tools and equipment in builders van
On-Site, In-Van or at Home: Where Does Your Tools Insurance Actually Cover You?

For many UK tradespeople and mobile professionals, tools and equipment are the backbone of daily operations. But where those tools are kept, whether on-site, in a vehicle, or at home can have a major impact on the effectiveness of your tools and equipment insurance. Understanding exactly where your cover applies is essential to reduce disruption, […]

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tools and equipment in belt
Tools & Equipment Insurance UK: What It Covers and Who Needs It

Whether on a construction site, in a client’s home, or across multiple job locations, many professionals rely on expensive and essential equipment to keep their businesses running. Tools and equipment insurance is designed to help protect those assets against theft, loss, or accidental damage. We explore what this type of cover typically includes, who could […]

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stock check
Business Contents Insurance Add-Ons: Stock, Portable Tools, and Equipment Breakdown Explained

Standard business contents insurance is designed to protect the physical items your company relies on, from office furniture to retail fittings. However, for many businesses, standard cover may not go far enough. That is where specialist add-ons could make a significant difference. We explore three common additions to business contents insurance, stock cover, portable tools […]

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