Indian takeaway dishes
Does Takeaway Insurance Cover Food Poisoning, Burns & More? Our Guide

Running a takeaway or fast food business in the UK can involve managing a fast-paced environment where accidents and food safety risks may arise. From customer slips in the waiting area to food poisoning claims linked to allergens or contamination, unexpected incidents can happen despite robust safety procedures. Understanding whether takeaway insurance can offer protection […]

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Woman handing over takeaway
Takeaway & Fast Food Insurance UK: Essential Covers from Public Liability to Equipment

Running a takeaway or fast food business in the UK can involve managing busy service, rapid turnaround times, and high customer volumes. These environments often present unique risks, from accidents involving hot food to equipment breakdowns that can quickly halt operations. Arranging takeaway and fast food insurance can help protect against a range of financial […]

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woman serving coffee
Café Claims Guide: What to Do When a Customer Burns Themselves & More

Running a café or coffee shop in the UK can involve managing day-to-day risks, from serving hot drinks to maintaining a safe and accessible space. Unfortunately, accidents such as customer burns or flooding incidents can occur, and knowing how to respond quickly and correctly is essential. This guide outlines the key steps café owners may […]

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Restaurant Insurance UK: Public Liability, Employers’ Liability & Contents Covered

Running a restaurant in the UK can involve managing complex risks. From public safety to staff protection and safeguarding essential equipment, arranging the right restaurant insurance could be key to helping protect the business against potential financial losses. This guide explores core restaurant insurance policies, including Public Liability Insurance, Employers’ Liability Insurance, and Contents Cover, […]

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business owner
PI Insurance Extras: Adding Public, Employers’ Liability & Cyber Cover to Your PI Policy

Professional indemnity insurance can be an essential safeguard for businesses that provide consultancy, advice, or design services. However, many professionals operate in environments where risks extend beyond professional errors. To create a more rounded risk management strategy, it is often worth considering additional types of cover that complement an existing PI policy. This article explores […]

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workers on site
Employers’ Liability vs Public Liability: What’s the Difference for UK Employers?

Employers across the UK face a range of risks when running a business. Whether operating in construction, retail, consultancy, or hospitality, there may be exposure to accidents involving both employees and members of the public. Two key types of cover that often come into consideration are employers’ liability insurance and public liability insurance. While these […]

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