people having drinks in a pub
Pub Insurance UK: Essential Covers from Public Liability to Stock & Equipmen

Operating a pub in the UK presents a wide range of business risks, from serving the public daily to managing valuable stock and specialist equipment. Having the right pub insurance in place could be essential for helping protect the business against potential financial losses. This guide explores the key pub insurance covers, including Public Liability […]

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Public Liability or Employers’ Liability: Which Cover Fits Your Salon?

Running a beauty salon comes with responsibilities – not just for your clients’ looks, but for their safety and your team’s wellbeing too. Beauty salon insurance helps protect against things that could go wrong, from customer injuries to treatment issues. Knowing the right type of cover could make a real difference if an incident happens. […]

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Woman reading the newspaper in bed
6 Common B&B Insurance Add‑Ons: Guest Belongings, Plumbing Emergencies & More

Running a bed and breakfast in the UK can involve more than securing core insurance policies. Many B&B owners may benefit from considering additional protection that can help safeguard their business against risks that are not always covered by standard insurance packages. Understanding the most common B&B insurance add-ons can support owners in arranging tailored […]

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pouring a coffee in a cafe
Café & Coffee Shop Insurance UK: Essential Covers from Public Liability to Equipment

Running a café or coffee shop in the UK can offer rewarding opportunities, but it can also expose businesses to a variety of risks. From customer accidents to equipment breakdown, having the right café insurance can help protect against potentially costly incidents. A tailored coffee shop insurance policy can combine essential covers to safeguard the […]

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Indian takeaway dishes
Does Takeaway Insurance Cover Food Poisoning, Burns & More? Our Guide

Running a takeaway or fast food business in the UK can involve managing a fast-paced environment where accidents and food safety risks may arise. From customer slips in the waiting area to food poisoning claims linked to allergens or contamination, unexpected incidents can happen despite robust safety procedures. Understanding whether takeaway insurance can offer protection […]

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Woman handing over takeaway
Takeaway & Fast Food Insurance UK: Essential Covers from Public Liability to Equipment

Running a takeaway or fast food business in the UK can involve managing busy service, rapid turnaround times, and high customer volumes. These environments often present unique risks, from accidents involving hot food to equipment breakdowns that can quickly halt operations. Arranging takeaway and fast food insurance can help protect against a range of financial […]

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woman serving coffee
Café Claims Guide: What to Do When a Customer Burns Themselves & More

Running a café or coffee shop in the UK can involve managing day-to-day risks, from serving hot drinks to maintaining a safe and accessible space. Unfortunately, accidents such as customer burns or flooding incidents can occur, and knowing how to respond quickly and correctly is essential. This guide outlines the key steps café owners may […]

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Restaurant Insurance UK: Public Liability, Employers’ Liability & Contents Covered

Running a restaurant in the UK can involve managing complex risks. From public safety to staff protection and safeguarding essential equipment, arranging the right restaurant insurance could be key to helping protect the business against potential financial losses. This guide explores core restaurant insurance policies, including Public Liability Insurance, Employers’ Liability Insurance, and Contents Cover, […]

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business owner
PI Insurance Extras: Adding Public, Employers’ Liability & Cyber Cover to Your PI Policy

Professional indemnity insurance can be an essential safeguard for businesses that provide consultancy, advice, or design services. However, many professionals operate in environments where risks extend beyond professional errors. To create a more rounded risk management strategy, it is often worth considering additional types of cover that complement an existing PI policy. This article explores […]

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workers on site
Employers’ Liability vs Public Liability: What’s the Difference for UK Employers?

Employers across the UK face a range of risks when running a business. Whether operating in construction, retail, consultancy, or hospitality, there may be exposure to accidents involving both employees and members of the public. Two key types of cover that often come into consideration are employers’ liability insurance and public liability insurance. While these […]

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