Public Liability Archives

Mobile Beauty Therapist Insurance: From Treatment Risks to Public Liability

Working as a mobile beauty therapist in the UK comes with a distinct set of risks that are not always present in salon-based businesses. Providing treatments in clients’ homes, transporting valuable equipment, and working across multiple venues can all create challenges that require tailored insurance solutions. Mobile beauty therapist insurance can be arranged to support […]

Public Liability Insurance for Small Businesses: Do You Really Need It?

Public liability insurance is often discussed as a key form of business protection, but many small business owners remain unsure whether it is necessary for their specific operations. While not legally required in the UK, this type of insurance can play a vital role in helping to manage risks associated with third-party injury or property […]

Public Liability Insurance for Butchers: Customer Safety and Legal Protection

When running a butcher shop, looking after customers is key. But accidents can happen. Public liability insurance for butchers is there to help protect against legal costs and claims if someone gets hurt or property is damaged. We help explain why public liability insurance matters for butchers, what it can cover, and how brokers can […]

Public Liability Insurance for Bakeries: Why It’s Essential for Customer Safety

Running a bakery means more than baking bread or cakes. Serving the public comes with risks, especially if customers visit your shop, market stall, or event stand. Public liability insurance for bakeries helps protect against accidents that may happen to customers or members of the public. We explain why this type of cover matters, what […]

Self‑Employed Insurance Essentials: Public Liability, Tool Cover & More

Operating as a self-employed professional in the UK can bring a range of opportunities, but it may also expose individuals to certain risks. From potential claims made by clients or the public to damage or theft of essential tools, business insurance for the self-employed could offer vital protection. In this guide, we explore the core […]

Public Liability Insurance UK: A Complete Guide for Tradesmen & Small Businesses

Public Liability Insurance could be an essential consideration for tradesmen and small businesses in the UK. It may provide crucial protection against claims arising from third-party injury or property damage that occur in connection with business activities. Understanding the potential risks and the scope of this type of insurance can help businesses make informed decisions. […]

Pub Insurance UK: Essential Covers from Public Liability to Stock & Equipmen

Operating a pub in the UK presents a wide range of business risks, from serving the public daily to managing valuable stock and specialist equipment. Having the right pub insurance in place could be essential for helping protect the business against potential financial losses. This guide explores the key pub insurance covers, including Public Liability […]

Public Liability or Employers’ Liability: Which Cover Fits Your Salon?

Running a beauty salon comes with responsibilities – not just for your clients’ looks, but for their safety and your team’s wellbeing too. Beauty salon insurance helps protect against things that could go wrong, from customer injuries to treatment issues. Knowing the right type of cover could make a real difference if an incident happens. […]

6 Common B&B Insurance Add‑Ons: Guest Belongings, Plumbing Emergencies & More

Running a bed and breakfast in the UK can involve more than securing core insurance policies. Many B&B owners may benefit from considering additional protection that can help safeguard their business against risks that are not always covered by standard insurance packages. Understanding the most common B&B insurance add-ons can support owners in arranging tailored […]

Café & Coffee Shop Insurance UK: Essential Covers from Public Liability to Equipment

Running a café or coffee shop in the UK can offer rewarding opportunities, but it can also expose businesses to a variety of risks. From customer accidents to equipment breakdown, having the right café insurance can help protect against potentially costly incidents. A tailored coffee shop insurance policy can combine essential covers to safeguard the […]