Running a consultancy means offering advice, insights, or professional services. But even experienced consultants can face unexpected issues. A client misunderstanding, data breach, or service error could lead to serious financial problems. That is why arranging consultant and professional services insurance is something many UK businesses choose to do. We explore why smart consultants don’t […]
Read More… from Why Smart Consultants Don’t Skip Insurance: Lessons from UK Claim Stories
When launching a consultancy in the UK, it is easy to overlook the importance of arranging consultant and professional services insurance from the very beginning. Many professionals make avoidable mistakes during their first year of trading. These oversights could leave a business exposed to legal actions, financial losses, or reputational damage. We highlight five common […]
Read More… from Starting a Consultancy? 5 Insurance Mistakes UK Professionals Make in Year One
Running a consultancy business in the UK carries specific risks, whether offering marketing advice, IT services, finance support, or management consultancy. While professional indemnity insurance is often seen as essential, relying on it as the only form of cover could leave gaps in protection. We explain why professional services insurance should include more than just […]
Read More… from Why Professional Indemnity Insurance Alone Won’t Cover Your Consultancy
If you are a self‑employed professional or sole trader, your tools and equipment often represent your livelihood. Whether you are a builder, electrician, hair stylist, engineer or tradesperson, working without essential tools due to theft, damage or loss could cause major delays and financial stress. This is where tools and equipment insurance can play a […]
Read More… from Do You Need Tools Insurance If You’re Self‑Employed or a Sole Trader?
Owning rental property in the UK can bring both steady income and unexpected problems. From leaking pipes to unpaid rent, landlords face many risks that standard home insurance does not cover. This is where residential landlord insurance is designed to help. It can provide financial protection against a wide range of issues linked to renting […]
As remote work becomes a permanent fixture for many UK businesses, the risks associated with operating digitally are evolving. From sole traders working from home to fully virtual teams spread across the country, cyber threats can affect operations, reputations, and client trust. Cyber liability insurance could provide an important layer of protection for businesses operating […]
Running a bed and breakfast in the UK can offer unique rewards, but it also brings a range of risks that may need to be carefully managed. From welcoming guests into the home to preparing food and protecting valuable property, a tailored bed and breakfast insurance policy could help safeguard the business against unexpected costs. […]
Read More… from Bed & Breakfast Insurance UK: What Your B&B Policy Should Cover
Running a bed and breakfast in the UK can involve more than securing core insurance policies. Many B&B owners may benefit from considering additional protection that can help safeguard their business against risks that are not always covered by standard insurance packages. Understanding the most common B&B insurance add-ons can support owners in arranging tailored […]
Read More… from 6 Common B&B Insurance Add‑Ons: Guest Belongings, Plumbing Emergencies & More
Running a bed and breakfast in the UK can involve carefully managing both guest experiences and the financial stability of the business. Unexpected events, such as fires, flooding, or major equipment failures, can cause sudden closures, which may result in significant lost income from cancelled bookings. Arranging the right bed and breakfast insurance can help […]
Read More… from Loss of Booking Income & Alternative Accommodation Cover: Essential for B&Bs
Running a café or coffee shop in the UK can offer rewarding opportunities, but it can also expose businesses to a variety of risks. From customer accidents to equipment breakdown, having the right café insurance can help protect against potentially costly incidents. A tailored coffee shop insurance policy can combine essential covers to safeguard the […]
Read More… from Café & Coffee Shop Insurance UK: Essential Covers from Public Liability to Equipment