Business Insurance Archives

What Happens When a Client Slips? A Real Look at Risk for Professional Cleaners

Cleaners face a unique set of risks, particularly when working in client homes or commercial premises. A freshly mopped floor might be spotless, but it can also become a hazard. If someone slips and is injured, questions of liability often follow. In this guide, we explore the real risks faced by cleaners, the types of […]

When Tool Theft Isn’t Covered: Real Insurance Lessons for Self-Employed Handymen

Handymen across the UK face a wide range of risks daily, from accidental damage to public liability claims. Yet, one risk many underestimate is tool theft. Many self-employed handymen assume their tools are automatically covered under standard insurance policies, only to discover too late that certain exclusions apply. Understanding Handyman Insurance: More Than Just Public […]

3 Things Most Handymen Forget When Sorting Their Insurance (That Cost Them Later)

Running a handyman business in the UK often means focusing on getting jobs done rather than fine print. Yet without the right handyman insurance in place, small oversights could lead to big problems. We help arrange cover that suits self-employed handymen, tradespeople, and small businesses. Below, we highlight three areas handymen often forget about when […]

Insurance for Handymen: An Unofficial Rulebook Nobody Tells You About

When running a handyman business in the UK, it can be easy to focus solely on the next job. Yet overlooking the importance of handyman insurance could leave self-employed tradespeople exposed to financial risks that are difficult to recover from. We help arrange policies suited to the real-world needs of handymen, whether working solo or […]

Insurance Questions Painters & Decorators Should Ask Before Saying Yes to a Job

For many painters and decorators in the UK, every job is different but the risks involved rarely change. Whether working in private homes or commercial buildings, a single mishap could lead to unexpected costs. Before saying yes to a project, it is wise to pause and ask: Is my painters and decorators insurance set up […]

Do You Need Insurance as a One-Person Painting Business? Find Out Today

Being a self-employed painter or decorator in the UK offers freedom, flexibility, and control. Yet working alone does not mean working without risks. From accidental paint spills on client property to ladder-related injuries, even one-person painting businesses could face situations where painters and decorators insurance helps protect against financial loss. We help sole traders and […]

The Hidden Risks Decorators Face: Why Public Liability Isn’t Always Enough

Running a painters and decorators business in the UK involves more than brushes and colour charts. From ladder accidents to damage claims, there are multiple risks that could affect even the most careful tradesperson. Many assume public liability insurance covers every scenario. In reality, relying on that alone may leave gaps in protection. We support […]

Do You Need Insurance If You’re a One-Person Joinery Business?

Running a one-person joinery business in the UK means wearing many hats. From crafting bespoke furniture to handling client relationships, self-employed carpenters often balance it all. However, one area that should not be overlooked is carpenter and joiner insurance. Even if you operate solo, accidents and claims can still occur. Below, we outline why self-employed […]

Carpenter Insurance Checklist: 6 Policies You Shouldn’t Overlook

For self-employed carpenters and joiners in the UK, having the right insurance in place is about more than ticking a box. From protecting valuable tools to covering liability claims, carpenter insurance could play a vital role in keeping your business running smoothly if things go wrong. Below, we highlight six essential covers that carpenters and […]

Carpenter & Joiner Insurance UK: Essential Cover for Tools, Liability, and Accidents

Whether fitting bespoke cabinetry or completing site joinery, carpenters and joiners in the UK face distinct risks in their daily work. From valuable tool theft to public injury claims, having suitable insurance cover could help safeguard both business operations and financial security. Why Carpenter & Joiner Insurance Matters Working with sharp tools, heavy materials, and […]