bakery
Public Liability Insurance for Bakeries: Why It’s Essential for Customer Safety

Running a bakery means more than baking bread or cakes. Serving the public comes with risks, especially if customers visit your shop, market stall, or event stand. Public liability insurance for bakeries helps protect against accidents that may happen to customers or members of the public. We explain why this type of cover matters, what […]

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catering
Public Liability vs Product Liability: Which Does Your Catering Business Need?

Running a catering business means dealing with food, people, and events. That also means things can go wrong. Knowing the difference between public liability insurance and product liability insurance can help protect your business from costly problems. We help explain both types of cover, so you can make sure your catering work has the protection […]

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self-employed public liability
Self‑Employed Insurance Essentials: Public Liability, Tool Cover & More

Operating as a self-employed professional in the UK can bring a range of opportunities, but it may also expose individuals to certain risks. From potential claims made by clients or the public to damage or theft of essential tools, business insurance for the self-employed could offer vital protection. In this guide, we explore the core […]

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self employed contractor
Do You Need Employers’ Liability or Professional Indemnity Insurance as a Self‑Employed Contractor?

Working as a self-employed contractor in the UK can offer flexibility and independence, but it may also bring a range of responsibilities. One of the most important considerations is whether Employers’ Liability Insurance or Professional Indemnity Insurance could be required or beneficial for the type of work carried out. Understanding the purpose of each type […]

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Public liability for trades men
Public Liability Insurance UK: A Complete Guide for Tradesmen & Small Businesses

Public Liability Insurance could be an essential consideration for tradesmen and small businesses in the UK. It may provide crucial protection against claims arising from third-party injury or property damage that occur in connection with business activities. Understanding the potential risks and the scope of this type of insurance can help businesses make informed decisions. […]

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Customers in a cafe
5 Hidden Hospitality Insurance Costs (And How to Avoid Under‑Insuring)

Hospitality businesses in the UK, including restaurants, hotels, cafés, and pubs, often face unique risks that can affect their operations and financial security. While many owners arrange essential cover, some may encounter unexpected insurance costs or unknowingly leave themselves under-insured. Understanding these hidden costs and knowing where to check for gaps could help businesses secure […]

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Owner of a restaurant
How to Protect Your Venue: Commercial Hospitality Insurance

Running a venue in the hospitality industry can bring a variety of opportunities, but it may also expose businesses to unique risks. Whether managing a restaurant, hotel, café, bar, or event space, having the right commercial hospitality insurance in place could help protect against financial loss from unexpected incidents. In this guide, we explore the […]

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