Business Insurance Archives

The Real Cost of Factory Fires and Floods and How Insurance Protects You

Factories face many risks, but fire and flood remain the most destructive. These events can shut down production, destroy buildings and machinery, and leave businesses struggling to recover. Without the right factory insurance, the financial cost can be overwhelming. In this guide, we explain how fires and floods affect factories, what the real costs can […]

Factory Insurance Explained: Covering Machinery, Materials and More

Factories remain the backbone of UK manufacturing, producing goods that fuel construction, retail, and global exports. Yet factories face complex risks every day. Heavy machinery, valuable raw materials, and large workforces mean that even minor incidents can result in significant financial loss. Without suitable insurance, recovery can be extremely difficult. This guide explains the key […]

Stock, Staff and Site Safety: A Guide to Builders Merchant Insurance

Builders merchants play a vital role in the construction supply chain. They provide timber, bricks, tools, and protective equipment to both trade and public customers. But operating a merchant business is not without challenges. Stock must be secured, staff must be kept safe, and sites must remain operational. Without the right insurance, a single claim […]

Builders Merchant Risks Explained: Why Public Liability Isn’t Enough

Public liability insurance is often considered the foundation of protection for businesses dealing with the public. For builders merchants it is essential, but relying on it alone leaves serious gaps. Merchants face a wide range of exposures that cannot be addressed by public liability cover on its own. This guide explains why specialist builders merchant […]

From Timber to Tools: The Essential Covers Every Builders Merchant Needs

Running a builders merchant is a cornerstone role within the UK construction supply chain. Merchants supply everything from timber and steel to power tools and protective equipment, often operating from large depots or yards with constant traffic from trade professionals and delivery vehicles. But with such operations comes a wide range of risks. Theft, workplace […]

Auction House Risks in 2025: Why Specialist Insurance Matters

Running an auction house in 2025 comes with many rewards. You help people buy and sell fine art, antiques, and valuable assets. But it also comes with many risks. That is why auction house insurance is so important. Without the right cover, one claim could cost more than your business can handle. Why Auction Houses […]

Protecting Art, Antiques & Assets: What Auction House Insurance Should Cover

An auction house is more than a salesroom. It is a place where rare art, fine antiques, and valuable assets change hands. These items can be worth thousands or even millions. That is why having the right auction house insurance is so important. Without proper cover, one accident or claim could cause huge losses. Why […]

Do Auction Houses Need Specialist Insurance? Key Covers Explained

Running an auction house comes with big risks. You deal with high value items, many visitors, and fast moving sales. That is why having the right auction house insurance is so important. This type of cover is designed for businesses that sell art, antiques, cars, or other goods at public or private sales. What Is […]

Is Fleet Insurance Any Driver Suitable for Businesses with High Staff Turnover?

Managing driver access and vehicle allocation becomes complex when your business has frequent staff changes. For companies that rely on agency workers, short-term hires, or seasonal drivers, fleet insurance any driver could provide the flexibility you need. But is it the most cost-effective and practical solution? What Is Fleet Insurance Any Driver and How Does […]

Protect Your Home Office: A Simple Guide to Home-Based Business Insurance in the UK

Your home office is more than a spare room. It is the heart of your business. Protecting it with the right home-based business insurance keeps your income safe and your work running smoothly. Why Standard Home Insurance Is Not Enough Standard home insurance often excludes business activities. That means your work equipment, stock, or client […]