Business interruption insurance is designed to support businesses when operations are disrupted due to unexpected events. From fire damage to supply chain breakdowns, this type of policy could help cover lost income and operational costs during a period of closure. However, not all claims are successful, and knowing what is and is not typically covered […]
Read More… from Top 5 Claims Paid by Business Interruption Insurance (And What Wasn’t Covered)
When business operations are halted or income suddenly stops, having the right protection in place can make a significant difference. However, understanding whether business interruption insurance or income protection insurance is more appropriate can be challenging, especially for business owners or self-employed professionals. While both types of cover support financial continuity, they are structured very […]
Read More… from Business Interruption Insurance vs Income Protection: What’s the Difference?
Unexpected disruptions can be damaging for any organisation, but for small and medium-sized enterprises (SMEs), even a short-term interruption may have long-lasting effects. Business interruption insurance is designed to help support businesses during periods when operations are halted due to events outside their control. What Is Business Interruption Insurance? Business interruption insurance helps cover lost […]
Read More… from Business Interruption Insurance UK: What It Covers & Why It Matters for SMEs
For many UK tradespeople and mobile professionals, tools and equipment are the backbone of daily operations. But where those tools are kept, whether on-site, in a vehicle, or at home can have a major impact on the effectiveness of your tools and equipment insurance. Understanding exactly where your cover applies is essential to reduce disruption, […]
Read More… from On-Site, In-Van or at Home: Where Does Your Tools Insurance Actually Cover You?
Whether on a construction site, in a client’s home, or across multiple job locations, many professionals rely on expensive and essential equipment to keep their businesses running. Tools and equipment insurance is designed to help protect those assets against theft, loss, or accidental damage. We explore what this type of cover typically includes, who could […]
Read More… from Tools & Equipment Insurance UK: What It Covers and Who Needs It
Standard business contents insurance is designed to protect the physical items your company relies on, from office furniture to retail fittings. However, for many businesses, standard cover may not go far enough. That is where specialist add-ons could make a significant difference. We explore three common additions to business contents insurance, stock cover, portable tools […]
Renting a workspace can provide flexibility, convenience, and cost-efficiency for many businesses. But even if you do not own the building, your equipment, furnishings and stock remain your responsibility. That is where business contents insurance could play an important role in safeguarding your operations. In this article, we explore why business contents insurance might still […]
Read More… from Do I Need Business Contents Insurance If I Rent My Workspace?
Whether you run a busy high street salon, a boutique retail space, or a growing office-based consultancy, your business premises are likely filled with valuable assets. From computers and furniture to treatment equipment and point-of-sale systems, these items are vital to your day-to-day operations. That’s where business contents insurance can offer vital protection. In this […]
When operating from rented or leased premises, many business owners are unsure whether they need business buildings insurance. It is a common point of confusion, especially given the responsibilities typically shared between tenant and landlord. In this article, we explain how business buildings insurance works in a rental context, when tenants may need additional cover, […]
Read More… from Do I Need Business Buildings Insurance If I Rent or Lease My Premises?
When insuring a commercial premises, understanding the terminology is essential. Many business owners and landlords hear both business buildings insurance and commercial property insurance used in the market, but the terms can refer to different types of cover. Knowing the difference could help ensure the right protection is in place. Below, we explain the distinctions, […]