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Car Insurance with Convictions: How to Find Fair and Affordable Cover

woman driving after a ban.

At Insurance Revolution, we specialise in helping drivers find car insurance with convictions, regardless of their driving history. As a customer-centric insurance broker, we believe everyone deserves a second chance. Whether you have a drink driving ban, drug driving offence, or another conviction, we are here to get you back on the road with the right cover.

Why Car Insurance with Convictions Can Be Difficult

After receiving a motoring conviction, particularly for drink or drug driving, many drivers find it difficult to secure affordable insurance. Some insurers may refuse cover altogether, while others quote excessively high premiums. This is where convicted driver insurance becomes essential. It is specifically designed for drivers with past offences and focuses on your current driving status rather than just your history.

Many people find themselves in this situation after a ban ends, and it can be overwhelming. The good news is that there are insurers who understand your circumstances and are willing to help.

Types of Convictions and Insurance Solutions

Car Insurance for Drink Drivers

A conviction such as a DR10 can stay on your record for years and increase your premium. However, car insurance for drink drivers is available and can be both fair and flexible. At Insurance Revolution, we work with insurers who offer realistic rates based on your current risk profile, not just your past.

Drug Driving Insurance

If you have a DG10 or another drug-related conviction, you might think your options are limited. But drug driving insurance policies exist to help people like you get back on the road. These policies offer the right cover and support, so you can drive again legally and with peace of mind.

Convicted Car Insurance for All Offences

From speeding fines and driving without insurance to more serious offences, convicted car insurance can be tailored to suit your needs. Policies can include added support such as flexible payment options and legal cover. It is about finding a practical, reliable solution to help you move forward.

Ways to Lower Your Premium

  • Be upfront about your convictions – not disclosing them could make your policy invalid.
  • Increase your voluntary excess to reduce your monthly or annual cost.
  • Reduce your annual mileage if you no longer drive as much.
  • Add an experienced named driver if appropriate, as this can reduce risk.

Every case is different, and our advisers will guide you through your options to find the most suitable cover.

Helping You Move Forward with Convicted Car Insurance

At Insurance Revolution, we understand that people make mistakes. We specialise in car insurance with convictions, and we never judge. Our focus is to help you find a policy that gets you back on the road safely and legally.

Whether you need convicted driver insurance, drug driving insurance, or car insurance for drink drivers, we can help you secure the right cover at a fair price. Contact us today by filling our quote form, and one of our specialist advisors will give you a call, let’s find a solution that works for you.