Author: Jess Fagan

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Posts by Jess Fagan

From Broken Vases to Customer Slips: Why Every Gift Shop Needs Insurance

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Running a gift shop may seem low-risk compared to other businesses, but unexpected incidents could affect both finances and reputation. Whether selling delicate homeware, toys, or greeting cards, arranging gift shop insurance helps provide peace of mind. We help UK retailers find cover tailored to their specific shop size, stock, and customer footfall. Why Gift […]

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Do Startups Need Insurance Before They Hire Staff or Trade?

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When launching a new venture, insurance may not seem like the top priority. However, waiting until a business hires employees or actively trades could expose it to risks that standard policies might not cover retroactively. We arrange startup business insurance for a wide range of UK ventures, helping ensure cover is in place from the […]

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Starting a Business? 5 Insurance Mistakes UK Startups Make (And How to Avoid Them)

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Launching a new venture involves big decisions from choosing suppliers to finding clients. One area startup owners often overlook is startup business insurance. Getting this wrong could expose a business to avoidable risks right from the beginning. We support UK businesses by arranging tailored cover that reflects real-world challenges, not just standard policy lists. Why […]

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Startup Business Insurance UK: What Cover You Actually Need in Year One

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Starting a business brings plenty of unknowns, from securing clients to managing cash flow. One area often overlooked is startup business insurance. As brokers, we help arrange cover that could protect new ventures against the risks faced during that all-important first year. The right insurance policies can help safeguard finances, reputation, and operational continuity from […]

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From Side Hustles to Full-Time Freelancers: Why Self-Employed Insurance Matters

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Self-employed business insurance is often overlooked by freelancers, contractors, and side hustle owners. Whether running a part-time venture or working as a full-time sole trader, insurance could help protect against unexpected financial risks that may otherwise threaten both business and personal finances. We help arrange cover that supports professionals in finding protection tailored to their […]

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Self-Employed Insurance Checklist: Essential Covers You Shouldn’t Overlook

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Self-employed business insurance can provide vital financial protection for sole traders, freelancers, and consultants across the UK. Whether working from home, visiting clients, or running a mobile service, risks such as accidents, theft, or claims against your work could carry serious consequences. We help arrange policies that support self-employed professionals in safeguarding their businesses. Below, […]

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5 Common Mistakes Self-Employed People Make with Business Insurance

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Self-employed business insurance helps protect individuals working for themselves against financial risks linked to accidents, mistakes, or claims. Yet, many self-employed professionals in the UK overlook important details when arranging cover, leading to gaps that could leave both finances and reputation exposed. We help arrange insurance policies tailored to self-employed workers across sectors. Below, we […]

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Sole Trader vs Limited Company Insurance: What’s Different

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For UK business owners, choosing between operating as a sole trader or a limited company comes with a variety of considerations, including how insurance is arranged. Both business structures face risks, but the type and structure of cover needed can vary. We support business owners in understanding these differences and arranging insurance policies suited to […]

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Public Liability, Tools Cover, or Both? Choosing the Right Sole Trader Insurance

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Running a business as a sole trader in the UK often means managing multiple responsibilities, including arranging the right insurance. Whether providing a trade service, consultancy, or creative work, choosing the correct cover is key for both protection and client confidence. We support sole traders in arranging insurance policies suited to their specific needs. What […]

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Do You Really Need Insurance as a Sole Trader? A No-Nonsense Guide

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Sole traders play a vital role in the UK economy. Whether working as a tradesperson, consultant, or creative professional, running your own business means taking on both opportunities and risks. One key consideration is whether sole-trader insurance is necessary, and what types of cover could genuinely protect your business. We help sole traders arrange tailored […]

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