Author: Jess Fagan

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Posts by Jess Fagan

Why Industrial Insurance Isn’t Just Property Cover: Key Risks to Consider

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Many businesses think of industrial insurance as little more than protection for buildings and equipment. While property cover is essential, it is only one part of a much wider picture. Industrial risks extend to staff safety, supply chain stability, cyber threats, and liability claims. Ignoring these areas can leave dangerous gaps in protection. This article […]

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Industrial Insurance 2025: Protecting Plants, People and Production

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Factories, processing plants, and manufacturing sites face growing risks in 2025. Rising energy costs, complex machinery, and digital systems all increase exposure to loss. Add to this a shortage of skilled staff and supply chain pressures, and the need for strong protection has never been greater. This is where industrial insurance plays a vital role. […]

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Do You Have the Right Factory Insurance? Common Gaps to Avoid

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Many factory owners believe they have enough factory insurance, only to find out during a claim that their cover has gaps. These gaps can lead to heavy costs and long business interruptions. The good news is that most of them can be avoided with regular reviews and the right advice. In this article, we highlight […]

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The Real Cost of Factory Fires and Floods and How Insurance Protects You

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Factories face many risks, but fire and flood remain the most destructive. These events can shut down production, destroy buildings and machinery, and leave businesses struggling to recover. Without the right factory insurance, the financial cost can be overwhelming. In this guide, we explain how fires and floods affect factories, what  the real costs can […]

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Factory Insurance Explained: Covering Machinery, Materials and More

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Factories remain the backbone of UK manufacturing, producing goods that fuel construction, retail, and global exports. Yet factories face complex risks every day. Heavy machinery, valuable raw materials, and large workforces mean that even minor incidents can result in significant financial loss. Without suitable insurance, recovery can be extremely difficult. This guide explains the key […]

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Stock, Staff and Site Safety: A Guide to Builders Merchant Insurance

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Builders merchants play a vital role in the construction supply chain. They provide timber, bricks, tools, and protective equipment to both trade and public customers. But operating a merchant business is not without challenges. Stock must be secured, staff must be kept safe, and sites must remain operational. Without the right insurance, a single claim […]

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Builders Merchant Risks Explained: Why Public Liability Isn’t Enough

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Public liability insurance is often considered the foundation of protection for businesses dealing with the public. For builders merchants it is essential, but relying on it alone leaves serious gaps. Merchants face a wide range of exposures that cannot be addressed by public liability cover on its own. This guide explains why specialist builders merchant […]

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From Timber to Tools: The Essential Covers Every Builders Merchant Needs

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Running a builders merchant is a cornerstone role within the UK construction supply chain. Merchants supply everything from timber and steel to power tools and protective equipment, often operating from large depots or yards with constant traffic from trade professionals and delivery vehicles. But with such operations comes a wide range of risks. Theft, workplace […]

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Auction House Risks in 2025: Why Specialist Insurance Matters

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Running an auction house in 2025 comes with many rewards. You help people buy and sell fine art, antiques, and valuable assets. But it also comes with many risks. That is why auction house insurance is so important. Without the right cover, one claim could cost more than your business can handle. Why Auction Houses […]

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Protecting Art, Antiques & Assets: What Auction House Insurance Should Cover

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An auction house is more than a salesroom. It is a place where rare art, fine antiques, and valuable assets change hands. These items can be worth thousands or even millions. That is why having the right auction house insurance is so important. Without proper cover, one accident or claim could cause huge losses. Why […]

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