Author: Jess Fagan

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Posts by Jess Fagan

From Break-Ins to Business Interruption: Why Wholesalers Need Specialist Cover

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Wholesalers play a crucial role in the UK economy. They bridge the gap between manufacturers and retailers, moving huge volumes of goods every day. But with valuable stock, busy warehouses and tight delivery deadlines, the sector faces serious risks. Theft, fire, equipment breakdown and supply chain delays can all bring business to a halt. That […]

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Wholesale Risks in 2025: The Insurance Every Wholesaler Should Consider

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The wholesale sector is evolving quickly. Online retail growth, global supply chain issues and higher security concerns are changing the way wholesalers operate. With warehouses full of valuable stock and tight delivery schedules to meet, risks are higher than ever. A single incident such as theft, equipment breakdown or supply disruption can cause huge financial […]

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Top 5 Risks Facing UK Warehouses And How Insurance Protects You

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Warehouses are vital to the UK supply chain, storing and moving goods for retailers, manufacturers and logistics firms. But with valuable stock, busy staff and complex systems, they face serious risks every day. A single fire, theft or machinery breakdown can stop operations and create huge losses. This is why Warehouse Insurance is essential for […]

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Why Every Warehouse Needs More Than Property Insurance in 2025

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Many warehouse owners believe standard property insurance is enough to protect their business. While it covers damage to buildings and stock, it rarely addresses the full risks of running a busy storage or distribution centre. In 2025, supply chains are more complex, customer expectations are higher and equipment is more advanced. That is why Warehouse […]

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Warehouse Insurance Guide: Covering Stock, Staff & Supply Chains

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Warehouses play a vital role in keeping goods moving across the UK. From storing retail stock to managing complex logistics, they face daily risks that can quickly disrupt business. Theft, fire, equipment breakdown and supply chain delays all have the power to stop operations. That is why Warehouse Insurance is an essential safety net. Why […]

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How UK Businesses Depend on Fleet Vehicles: The Numbers Behind the Wheels

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Fleet vehicles are the lifeblood of many UK businesses. From SMEs with a handful of vans to major corporations managing thousands of cars, trucks and specialist vehicles, fleets keep goods moving, employees mobile and services running. The reliance on business transport is vast, yet it often goes unnoticed until something goes wrong. This article explores […]

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What Does Fleet Van Insurance Cover for Small Businesses?

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If your business operates two or more vans, fleet van insurance can help simplify cover, reduce admin, and often lower costs compared to individual policies. But what exactly does it cover for small UK businesses? Understanding Fleet Van Insurance for Small Businesses Fleet van insurance allows you to cover all your business vans under one […]

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Why Manufacturers Can’t Rely on Standard Business Cover Alone

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Manufacturing is unlike any other type of business. Shops, offices, and service companies rely on standard commercial cover to protect against everyday risks. Manufacturers, however, face a very different set of challenges. Machines can break down, products may be recalled, and staff often work in environments where accident rates are higher. These realities make specialist […]

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Fleet Managers’ Guide to Current Benefit In Kind (BIK) Bands (2025–2030)

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Understanding Benefit in Kind (BIK) tax is essential for any business that operates a fleet. These tax bands determine how much company car drivers pay for the benefit of using a vehicle provided by their employer. With rates confirmed through to 2030, fleet operators have a clear roadmap to plan future costs and make better […]

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Manufacturer Insurance Explained: Machinery, Products & Liability

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Manufacturing is a fast-moving sector that relies on machinery, skilled workers, and safe products. With so many moving parts, the risks are high. That is why Manufacturer Insurance is an essential tool for protecting a production business. It combines cover for equipment, products, people, and property under one policy designed for the industry. What Is […]

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