Guest Belongings Insurance: Does Hotel Cover You for Loss & Damage?

Hotels in the UK have a duty to provide a safe and secure environment for their guests. However, even with robust security measures in place, there can be incidents where guest belongings are lost, stolen, or damaged during a stay. For hotel owners and managers, understanding whether hotel insurance can offer protection for guest property […]

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Bundling Bakery Insurance: What to Know

When running a bakery, protecting the business means looking beyond just ovens and cakes. Bakery insurance can cover a wide range of risks. Many bakeries arrange several types of cover together, known as bundling insurance. This helps ensure the right level of cover without missing key protections. We explain which types of bakery insurance can […]

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Public Liability Insurance for Butchers: Customer Safety and Legal Protection

When running a butcher shop, looking after customers is key. But accidents can happen. Public liability insurance for butchers is there to help protect against legal costs and claims if someone gets hurt or property is damaged. We help explain why public liability insurance matters for butchers, what it can cover, and how brokers can […]

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From Bouquets to Broken Windows: What Florist Insurance Actually Covers

Running a florist shop involves more than creating beautiful bouquets. From looking after fresh stock to serving customers safely, there are many risks a florist business could face. Florist insurance is designed to help protect against unexpected problems, helping to cover costs if something goes wrong. We explain what florist insurance covers, why it matters, […]

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Declaring Drink Driving Convictions

By law, customers must fully and accurately complete all of the questions on the insurance form. Previously, the law instructed customers to declare all ‘material facts’, regardless of the questions on the form. However, a recent change to the law states that it is now the insurer’s responsibility to ask the right questions. When seeking […]

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Why Every UK Haulage Business Needs Specialist HGV Insurance

Running a haulage business in the UK is complex and competitive. Heavy goods vehicles (HGVs) keep supply chains moving, but they also face unique risks on the road and at depots. Standard commercial vehicle cover often leaves costly gaps. To stay compliant, protect assets, and keep business moving, specialist HGV insurance is essential. This guide […]

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HGV Insurance Explained: Protecting Your Lorries, Drivers and Business

Running a haulage business means taking on constant risk. From long motorway journeys to city centre deliveries, every mile carries exposure to accidents, damage, and costly claims. HGV insurance is designed to protect your vehicles, your drivers, and your company’s reputation. Without the right cover, even one major incident could stop your fleet in its […]

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Top 5 Truck Insurance Mistakes UK Haulage Operators Must Avoid

Running a haulage business in the UK is challenging enough without dealing with the wrong truck insurance. Rising fuel costs, stricter road safety laws and supply chain pressures mean your vehicles need reliable protection. Yet many operators unknowingly take out policies that leave gaps in cover. These gaps can lead to expensive claims and dangerous […]

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Truck Insurance UK: 6 Essential Covers Every Haulage Business Should Know

Running a haulage or transport business means managing high-value vehicles, time-sensitive deliveries and constant road risks. Truck insurance protects your fleet from accidents, theft and unexpected claims. Yet many UK operators unknowingly buy policies that leave gaps in cover. Below is a clear guide to the six essential protections every haulage business should understand before […]

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Building Big, Taking Bigger Risks: How Property Developer Insurance Protects Every Stage

Property development is rewarding but risky. Turning empty plots into homes, offices, or mixed-use spaces involves significant investment, strict deadlines, and many moving parts. One mistake or unexpected loss can cause delays, legal disputes, and financial setbacks. That is why property developer insurance exists to safeguard projects and give developers confidence to move forward. The […]

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