Author: Jess Fagan

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Why 2025 Brings New Challenges for Property Owners

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The commercial property market is shifting. Rising rebuild costs, climate-related damage and legal changes mean landlords must reassess their cover. Commercial property insurance in 2025 needs to be more than a standard package. Rising Construction and Repair Costs Material and labour prices have increased, which affects rebuild valuations. If a policy underestimates rebuild cost, landlords […]

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Why Hidden Risks Can Cost Landlords Thousands

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Many landlords think they are covered because they hold a general business or property policy. But commercial property insurance is designed to address the real threats landlords face. Without it, one event can lead to huge losses. Fire and Water Damage Costs Fire and flood are among the most expensive risks for commercial property. Rebuilding […]

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Commercial Property Insurance Matters More Than Ever

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Owning a commercial building brings opportunities, but it also carries financial risk. Damage, tenant disputes and unexpected legal claims can quickly disrupt rental income. Commercial property insurance protects landlords and business owners against these risks, helping them stay profitable even when unexpected events occur. What Commercial Property Insurance Usually Covers A strong policy should protect […]

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Minibus Fleet Insurance Explained: Covering Vehicles, Drivers and Passengers

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Running several minibuses brings more responsibility than operating a single vehicle. Fleet operators must keep vehicles roadworthy, protect passengers and manage multiple drivers. A single accident, theft or breakdown can cause expensive disruption. Minibus Fleet Insurance provides one simple policy to protect the entire operation. What Is Minibus Fleet Insurance Minibus Fleet Insurance is designed […]

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How Minibus Fleet Insurance Saves Time and Money for UK Operators

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Managing a fleet of minibuses is challenging. Each vehicle needs road tax, servicing, MOT checks and insurance. When every bus has its own policy, renewals and claims become complicated. Minibus Fleet Insurance offers a single, streamlined solution that protects the whole operation and helps reduce costs. The Problem with Separate Policies Many operators start with […]

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Minibus Insurance Guide: What UK Drivers and Operators Must Know

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Running a minibus, whether for community transport, school trips or private hire, brings unique risks. These vehicles carry several passengers and often cover long routes, making safety and reliability vital. Standard car or van policies rarely meet these needs. Mini Bus Insurance provides the protection drivers and operators require to stay legal and financially secure. […]

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5 Key Risks Minibus Insurance Can Protect Your Business Against

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Operating a minibus can be rewarding, but it comes with risk. Vehicles face heavy use, carry passengers and travel long distances. Without proper cover, one incident could lead to serious financial loss. Mini Bus Insurance shields operators from the most common and costly problems. 1. Accidents on the Road Minibuses are larger and harder to […]

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Wholesale Insurance Explained: Protecting Stock, Supply & Staff

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Wholesalers are the link between manufacturers and retailers. They buy products in bulk, store them safely and move them quickly to the businesses that need them. This work keeps the supply chain moving but also carries serious risk. Fires, thefts, equipment breakdowns or supply delays can stop trading overnight. Standard business insurance often fails to […]

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From Break-Ins to Business Interruption: Why Wholesalers Need Specialist Cover

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Wholesalers play a crucial role in the UK economy. They bridge the gap between manufacturers and retailers, moving huge volumes of goods every day. But with valuable stock, busy warehouses and tight delivery deadlines, the sector faces serious risks. Theft, fire, equipment breakdown and supply chain delays can all bring business to a halt. That […]

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Wholesale Risks in 2025: The Insurance Every Wholesaler Should Consider

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The wholesale sector is evolving quickly. Online retail growth, global supply chain issues and higher security concerns are changing the way wholesalers operate. With warehouses full of valuable stock and tight delivery schedules to meet, risks are higher than ever. A single incident such as theft, equipment breakdown or supply disruption can cause huge financial […]

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