Author: Jess Fagan

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Posts by Jess Fagan

From Bouquets to Broken Windows: What Florist Insurance Actually Covers

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Running a florist shop involves more than creating beautiful bouquets. From looking after fresh stock to serving customers safely, there are many risks a florist business could face. Florist insurance is designed to help protect against unexpected problems, helping to cover costs if something goes wrong. We explain what florist insurance covers, why it matters, […]

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Declaring Drink Driving Convictions

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By law, customers must fully and accurately complete all of the questions on the insurance form. Previously, the law instructed customers to declare all ‘material facts’, regardless of the questions on the form. However, a recent change to the law states that it is now the insurer’s responsibility to ask the right questions. When seeking […]

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Lorry Insurance Explained: What It Covers and Why Haulage Businesses Need It

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Operating a lorry or HGV is more than just driving from point A to point B. Every mile comes with responsibility for expensive equipment, valuable cargo, and public safety. Without the right insurance, one accident can put your entire operation at risk. That is why lorry insurance is essential for any business that transports goods. […]

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Why Every UK Haulage Business Needs Specialist HGV Insurance

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Running a haulage business in the UK is complex and competitive. Heavy goods vehicles (HGVs) keep supply chains moving, but they also face unique risks on the road and at depots. Standard commercial vehicle cover often leaves costly gaps. To stay compliant, protect assets, and keep business moving, specialist HGV insurance is essential. This guide […]

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HGV Insurance Explained: Protecting Your Lorries, Drivers and Business

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Running a haulage business means taking on constant risk. From long motorway journeys to city centre deliveries, every mile carries exposure to accidents, damage, and costly claims. HGV insurance is designed to protect your vehicles, your drivers, and your company’s reputation. Without the right cover, even one major incident could stop your fleet in its […]

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Top 5 Truck Insurance Mistakes UK Haulage Operators Must Avoid

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Running a haulage business in the UK is challenging enough without dealing with the wrong truck insurance. Rising fuel costs, stricter road safety laws and supply chain pressures mean your vehicles need reliable protection. Yet many operators unknowingly take out policies that leave gaps in cover. These gaps can lead to expensive claims and dangerous […]

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Truck Insurance UK: 6 Essential Covers Every Haulage Business Should Know

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Running a haulage or transport business means managing high-value vehicles, time-sensitive deliveries and constant road risks. Truck insurance protects your fleet from accidents, theft and unexpected claims. Yet many UK operators unknowingly buy policies that leave gaps in cover. Below is a clear guide to the six essential protections every haulage business should understand before […]

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Building Big, Taking Bigger Risks: How Property Developer Insurance Protects Every Stage

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Property development is rewarding but risky. Turning empty plots into homes, offices, or mixed-use spaces involves significant investment, strict deadlines, and many moving parts. One mistake or unexpected loss can cause delays, legal disputes, and financial setbacks. That is why property developer insurance exists to safeguard projects and give developers confidence to move forward. The […]

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Delays, Damage and Disputes: Why Property Developer Insurance is Essential

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Property development can be rewarding, but it also carries high levels of risk. Projects often involve multiple contractors, expensive materials, strict deadlines and complex legal agreements. A single accident or dispute can delay completion and cause significant financial loss. That is why property developer insurance is an essential safeguard for anyone involved in building, converting […]

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Property Developer Insurance Explained: Covering Sites, Staff and Projects

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Property development can be rewarding, but it is full of challenges. Each project requires planning, investment and coordination across contractors, suppliers and buyers. At any stage, delays or unexpected costs can occur. Sites may be damaged by fire or storms. Expensive machinery can be stolen. Staff and contractors face physical risk every day. Without proper […]

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