Author: Jess Fagan

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Posts by Jess Fagan

How UK Businesses Depend on Fleet Vehicles: The Numbers Behind the Wheels

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Fleet vehicles are the lifeblood of many UK businesses. From SMEs with a handful of vans to major corporations managing thousands of cars, trucks and specialist vehicles, fleets keep goods moving, employees mobile and services running. The reliance on business transport is vast, yet it often goes unnoticed until something goes wrong. This article explores […]

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What Does Fleet Van Insurance Cover for Small Businesses?

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If your business operates two or more vans, fleet van insurance can help simplify cover, reduce admin, and often lower costs compared to individual policies. But what exactly does it cover for small UK businesses? Understanding Fleet Van Insurance for Small Businesses Fleet van insurance allows you to cover all your business vans under one […]

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Why Manufacturers Can’t Rely on Standard Business Cover Alone

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Manufacturing is unlike any other type of business. Shops, offices, and service companies rely on standard commercial cover to protect against everyday risks. Manufacturers, however, face a very different set of challenges. Machines can break down, products may be recalled, and staff often work in environments where accident rates are higher. These realities make specialist […]

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Fleet Managers’ Guide to Current Benefit In Kind (BIK) Bands (2025–2030)

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Understanding Benefit in Kind (BIK) tax is essential for any business that operates a fleet. These tax bands determine how much company car drivers pay for the benefit of using a vehicle provided by their employer. With rates confirmed through to 2030, fleet operators have a clear roadmap to plan future costs and make better […]

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Manufacturer Insurance Explained: Machinery, Products & Liability

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Manufacturing is a fast-moving sector that relies on machinery, skilled workers, and safe products. With so many moving parts, the risks are high. That is why Manufacturer Insurance is an essential tool for protecting a production business. It combines cover for equipment, products, people, and property under one policy designed for the industry. What Is […]

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Manufacturing Risks Are Rising: What Manufacturer Insurance Should Include

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Manufacturing is one of the UK’s most important industries. Thousands of businesses produce everything from food and textiles to machinery and electronics. But with growth comes risk. Rising costs, supply chain problems, and stricter regulations mean manufacturers face more challenges than ever before. This is why Manufacturer Insurance is now a key part of protecting […]

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From Equipment Failure to Employee Injury: The Case for Industrial Insurance

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Industrial operations keep the UK economy moving. Plants and factories produce materials, components, and products that supply countless industries. But the pace of production brings constant risks. Machines can fail without warning, employees face injury in high-pressure environments, and downtime can quickly escalate into lost contracts. This is why industrial insurance is essential. It provides […]

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Why Industrial Insurance Isn’t Just Property Cover: Key Risks to Consider

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Many businesses think of industrial insurance as little more than protection for buildings and equipment. While property cover is essential, it is only one part of a much wider picture. Industrial risks extend to staff safety, supply chain stability, cyber threats, and liability claims. Ignoring these areas can leave dangerous gaps in protection. This article […]

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Industrial Insurance 2025: Protecting Plants, People and Production

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Factories, processing plants, and manufacturing sites face growing risks in 2025. Rising energy costs, complex machinery, and digital systems all increase exposure to loss. Add to this a shortage of skilled staff and supply chain pressures, and the need for strong protection has never been greater. This is where industrial insurance plays a vital role. […]

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Do You Have the Right Factory Insurance? Common Gaps to Avoid

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Many factory owners believe they have enough factory insurance, only to find out during a claim that their cover has gaps. These gaps can lead to heavy costs and long business interruptions. The good news is that most of them can be avoided with regular reviews and the right advice. In this article, we highlight […]

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