Author: Jess Fagan

Profile picture of Jess Fagan

Posts by Jess Fagan

What Does Cyber Insurance Actually Cover? From Data Breach to Hacker Damage

Posted on

With the increasing reliance on digital systems, cyber insurance has become a critical consideration for UK businesses of all sizes. Whether handling sensitive client data, processing online payments, or managing cloud-based systems, the financial and reputational consequences of a cyber incident can be significant. In this article, we outline what cyber liability insurance could cover, […]

Read More… from What Does Cyber Insurance Actually Cover? From Data Breach to Hacker Damage

Top 5 Claims Paid by Business Interruption Insurance (And What Wasn’t Covered)

Posted on

Business interruption insurance is designed to support businesses when operations are disrupted due to unexpected events. From fire damage to supply chain breakdowns, this type of policy could help cover lost income and operational costs during a period of closure. However, not all claims are successful, and knowing what is and is not typically covered […]

Read More… from Top 5 Claims Paid by Business Interruption Insurance (And What Wasn’t Covered)

Business Interruption Insurance vs Income Protection: What’s the Difference?

Posted on

When business operations are halted or income suddenly stops, having the right protection in place can make a significant difference. However, understanding whether business interruption insurance or income protection insurance is more appropriate can be challenging, especially for business owners or self-employed professionals. While both types of cover support financial continuity, they are structured very […]

Read More… from Business Interruption Insurance vs Income Protection: What’s the Difference?

Business Interruption Insurance UK: What It Covers & Why It Matters for SMEs

Posted on

Unexpected disruptions can be damaging for any organisation, but for small and medium-sized enterprises (SMEs), even a short-term interruption may have long-lasting effects. Business interruption insurance is designed to help support businesses during periods when operations are halted due to events outside their control. What Is Business Interruption Insurance? Business interruption insurance helps cover lost […]

Read More… from Business Interruption Insurance UK: What It Covers & Why It Matters for SMEs

On-Site, In-Van or at Home: Where Does Your Tools Insurance Actually Cover You?

Posted on

For many UK tradespeople and mobile professionals, tools and equipment are the backbone of daily operations. But where those tools are kept, whether on-site, in a vehicle, or at home can have a major impact on the effectiveness of your tools and equipment insurance. Understanding exactly where your cover applies is essential to reduce disruption, […]

Read More… from On-Site, In-Van or at Home: Where Does Your Tools Insurance Actually Cover You?

Tools & Equipment Insurance UK: What It Covers and Who Needs It

Posted on

Whether on a construction site, in a client’s home, or across multiple job locations, many professionals rely on expensive and essential equipment to keep their businesses running. Tools and equipment insurance is designed to help protect those assets against theft, loss, or accidental damage. We explore what this type of cover typically includes, who could […]

Read More… from Tools & Equipment Insurance UK: What It Covers and Who Needs It

Business Contents Insurance Add-Ons: Stock, Portable Tools, and Equipment Breakdown Explained

Posted on

Standard business contents insurance is designed to protect the physical items your company relies on, from office furniture to retail fittings. However, for many businesses, standard cover may not go far enough. That is where specialist add-ons could make a significant difference. We explore three common additions to business contents insurance, stock cover, portable tools […]

Read More… from Business Contents Insurance Add-Ons: Stock, Portable Tools, and Equipment Breakdown Explained

Do I Need Business Contents Insurance If I Rent My Workspace?

Posted on

Renting a workspace can provide flexibility, convenience, and cost-efficiency for many businesses. But even if you do not own the building, your equipment, furnishings and stock remain your responsibility. That is where business contents insurance could play an important role in safeguarding your operations. In this article, we explore why business contents insurance might still […]

Read More… from Do I Need Business Contents Insurance If I Rent My Workspace?

What Does Business Contents Insurance Actually Cover? A Guide for Offices, Shops & Salons

Posted on

Whether you run a busy high street salon, a boutique retail space, or a growing office-based consultancy, your business premises are likely filled with valuable assets. From computers and furniture to treatment equipment and point-of-sale systems, these items are vital to your day-to-day operations. That’s where business contents insurance can offer vital protection. In this […]

Read More… from What Does Business Contents Insurance Actually Cover? A Guide for Offices, Shops & Salons

Do I Need Business Buildings Insurance If I Rent or Lease My Premises?

Posted on

When operating from rented or leased premises, many business owners are unsure whether they need business buildings insurance. It is a common point of confusion, especially given the responsibilities typically shared between tenant and landlord. In this article, we explain how business buildings insurance works in a rental context, when tenants may need additional cover, […]

Read More… from Do I Need Business Buildings Insurance If I Rent or Lease My Premises?