When getting contractor insurance in the UK, it is important to know how things can change. This depends on whether you work as a limited company or as a sole trader. Both business types may face similar risks, but the type of cover and who is responsible for insurance claims could differ. We explain how […]
Read More… from Limited Company vs Sole Trader: Contractor Insurance Differences
When working as a contractor on one-off projects, it may seem simple to skip insurance. However, there are risks involved. In some cases, clients expect the right contractor insurance, or it may be required by law. We explain when contractors need insurance. We also discuss which types of coverage are necessary. Even short-term work can […]
Read More… from Do You Need Contractor Insurance for One-Off Projects?
Contracting in the UK comes with a wide range of risks. No matter if you are a sole trader, freelancer, or limited company, getting the right contractor insurance is important. It can help protect your business, clients, and reputation. In this guide, we outline seven key types of cover that contractors across industries may wish […]
Read More… from Contractor Insurance Checklist: 7 Policies for UK Contractors
Running a limited company as a contractor brings flexibility and opportunity, but it also comes with risks. Having the right limited company insurance can protect the business and its team from mistakes and injury claims. We explain the main types of contractor insurance cover and how they apply to freelancers and small teams across the […]
Operating a limited company in the UK can mean handling risks linked to property, people, and professional services. Many business owners ask whether business insurance is required by law and which types could help protect your business. In this guide, we outline the key covers limited companies might need, including what could be a legal […]
Read More… from Do I Need Business Insurance as a Limited Company? Legal Requirements Explained
When running a limited company in the UK, having the right business insurance is important. It can give you financial protection against many risks. From client disputes to property damage, unexpected events can affect businesses of all sizes. In this guide, we explain the main types of limited company insurance that small businesses might need. […]
Read More… from Limited Company Insurance UK: Essential Cover
When running a small business, it helps to know how much Directors and Officers Insurance could cost. This type of cover is there to protect your business leaders, such as directors, managers, or board members, if they face legal actions. We look at what affects the price of this insurance, what kind of cover it […]
Read More… from How Much Does Directors & Officers Insurance Cost? UK Guide
When choosing insurance for a small business, it helps to know the difference between Directors and Officers Insurance (D&O Insurance) and Professional Indemnity Insurance cover. Both can offer protection, but each applies to different risks. D&O Insurance is for people in charge. Professional indemnity insurance is for businesses providing a professional service. We explain both […]
Read More… from D&O vs Professional Indemnity: What’s the Difference?
Directors and officers insurance, often referred to as D&O insurance, may provide critical protection for individuals in senior positions. In a legal setting, the law holds directors accountable for company decisions. This cover offers valuable financial and legal support. It helps in case of allegations, claims, or investigations. In this guide, we look at what […]
Read More… from Directors & Officers Insurance UK: What It Covers and Who Really Needs It
In today’s digital-first environment, businesses of all sizes depend on cloud-based systems and store increasing volumes of sensitive customer data. Whether handling online payments, running software-as-a-service (SaaS) platforms, or storing personal records, the risk of a cyber incident is real and growing. This article explores why cyber liability insurance could be important for UK businesses […]
Read More… from Do You Need Cyber Insurance If You Use Cloud Software or Store Customer Data?