Author: Jess Fagan

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Posts by Jess Fagan

Top 7 Pub Insurance Extras: Employers’ Liability, Glass & Fire Cover Explained

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Running a pub in the UK often involves managing more than just the day-to-day trade. From public safety and staff protection to the safeguarding of equipment, stock, and fixtures, having appropriate pub insurance can be crucial. While core policies such as public liability are widely known, there are additional cover options that may offer valuable […]

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What’s Included in Hotel Cover? Employers’ Liability & More

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Operating a hotel in the UK can present a variety of risks. From welcoming large volumes of guests to managing a team of staff and safeguarding valuable contents, hotels often require insurance that can offer protection across multiple areas of the business. Arranging suitable hotel insurance can help protect the premises, employees, and the public […]

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Public Liability or Employers’ Liability: Which Cover Fits Your Salon?

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Running a beauty salon comes with responsibilities – not just for your clients’ looks, but for their safety and your team’s wellbeing too. Beauty salon insurance helps protect against things that could go wrong, from customer injuries to treatment issues. Knowing the right type of cover could make a real difference if an incident happens. […]

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Self-Employed or Renting a Chair? What Insurance You Need in a Beauty Salon

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For many in the beauty industry, working as a self-employed professional or renting a chair in a salon provides flexibility and freedom. However, without the right beauty salon insurance, there could be financial risks if something goes wrong. Whether offering hair, nails, skincare, or aesthetic treatments, knowing what cover may apply is important. In this […]

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Real Plumber Insurance Claims: What Happens When Things Go Wrong on the Job

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Working as a plumber carries risks that go beyond blocked pipes and leaking taps. Whether self-employed or running a small team, plumber insurance helps provide financial protection when accidents happen or claims arise. From customer injury to damaged property, knowing what real plumber insurance claims look like helps highlight why the right cover matters. We […]

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Why Tool Cover Matters for Plumbers: Protecting Your Gear on the Go

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Running a plumbing business means more than just skills and experience. It also means looking after the tools and equipment that keep your work moving. For self-employed plumbers and small businesses alike, tool cover insurance helps provide financial protection if tools are lost, stolen, or damaged. In this guide, we explain why tool cover matters […]

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Do Self-Employed Plumbers Need Insurance? Everything You Should Know

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Working as a self-employed plumber can bring freedom and flexibility, but it also means taking full responsibility if things go wrong. Plumber insurance is designed to help protect your business against unexpected costs if a claim arises. In this guide, we explain what insurance covers self-employed plumbers might need, why it matters, and how brokers […]

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From Clippers to Cash Registers: Insuring More Than Just Your Barbershop Premises

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Running a barbershop in the UK involves more than cutting hair. From clippers and chairs to stock and staff, there are many things that need protecting. Barbershop insurance is designed to cover more than just the building, it helps protect your business, equipment, and people. In this guide, we explain what barbershop insurance actually covers, […]

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Renting a Chair? What Self-Employed Barbers Need to Know About Insurance

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When working as a self-employed barber, renting a chair in a salon or barbershop can seem straightforward. However, understanding barbershop insurance is essential to protect both yourself and your business activities. While the salon owner may have insurance for the premises, that cover does not usually extend to self-employed professionals renting space. In this guide, […]

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Why Barbershops Get Sued: How Insurance Protects You When Things Go Wrong

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Running a barbershop in the UK comes with daily risks. From sharp tools to customer slips, things can and do go wrong. Barbershop insurance is designed to provide financial protection when legal claims or accidents happen, helping keep small businesses running smoothly. Why Legal Claims Happen in Barbershops Even with the best care, mistakes and […]

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