When running a small business, it helps to know how much Directors and Officers Insurance could cost. This type of cover is there to protect your business leaders, such as directors, managers, or board members, if they face legal actions. We look at what affects the price of this insurance, what kind of cover it […]
Read More… from How Much Does Directors & Officers Insurance Cost? UK Guide
When choosing insurance for a small business, it helps to know the difference between Directors and Officers Insurance (D&O Insurance) and Professional Indemnity Insurance cover. Both can offer protection, but each applies to different risks. D&O Insurance is for people in charge. Professional indemnity insurance is for businesses providing a professional service. We explain both […]
Read More… from D&O vs Professional Indemnity: What’s the Difference?
Directors and officers insurance, often referred to as D&O insurance, may provide critical protection for individuals in senior positions. In a legal setting, the law holds directors accountable for company decisions. This cover offers valuable financial and legal support. It helps in case of allegations, claims, or investigations. In this guide, we look at what […]
Read More… from Directors & Officers Insurance UK: What It Covers and Who Really Needs It
In today’s digital-first environment, businesses of all sizes depend on cloud-based systems and store increasing volumes of sensitive customer data. Whether handling online payments, running software-as-a-service (SaaS) platforms, or storing personal records, the risk of a cyber incident is real and growing. This article explores why cyber liability insurance could be important for UK businesses […]
Read More… from Do You Need Cyber Insurance If You Use Cloud Software or Store Customer Data?
With the increasing reliance on digital systems, cyber insurance has become a critical consideration for UK businesses of all sizes. Whether handling sensitive client data, processing online payments, or managing cloud-based systems, the financial and reputational consequences of a cyber incident can be significant. In this article, we outline what cyber liability insurance could cover, […]
Read More… from What Does Cyber Insurance Actually Cover? From Data Breach to Hacker Damage
Business interruption insurance is designed to support businesses when operations are disrupted due to unexpected events. From fire damage to supply chain breakdowns, this type of policy could help cover lost income and operational costs during a period of closure. However, not all claims are successful, and knowing what is and is not typically covered […]
Read More… from Top 5 Claims Paid by Business Interruption Insurance (And What Wasn’t Covered)
When business operations are halted or income suddenly stops, having the right protection in place can make a significant difference. However, understanding whether business interruption insurance or income protection insurance is more appropriate can be challenging, especially for business owners or self-employed professionals. While both types of cover support financial continuity, they are structured very […]
Read More… from Business Interruption Insurance vs Income Protection: What’s the Difference?
Unexpected disruptions can be damaging for any organisation, but for small and medium-sized enterprises (SMEs), even a short-term interruption may have long-lasting effects. Business interruption insurance is designed to help support businesses during periods when operations are halted due to events outside their control. What Is Business Interruption Insurance? Business interruption insurance helps cover lost […]
Read More… from Business Interruption Insurance UK: What It Covers & Why It Matters for SMEs
For many UK tradespeople and mobile professionals, tools and equipment are the backbone of daily operations. But where those tools are kept, whether on-site, in a vehicle, or at home can have a major impact on the effectiveness of your tools and equipment insurance. Understanding exactly where your cover applies is essential to reduce disruption, […]
Read More… from On-Site, In-Van or at Home: Where Does Your Tools Insurance Actually Cover You?
Whether on a construction site, in a client’s home, or across multiple job locations, many professionals rely on expensive and essential equipment to keep their businesses running. Tools and equipment insurance is designed to help protect those assets against theft, loss, or accidental damage. We explore what this type of cover typically includes, who could […]
Read More… from Tools & Equipment Insurance UK: What It Covers and Who Needs It