Author: Jess Fagan

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Posts by Jess Fagan

Contract Works & Plant Cover for Builders: What You Need to Know

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Building projects often come with a wide range of risks, particularly when valuable materials, tools, and machinery are involved. Whether working on residential, commercial, or large-scale developments, builders may benefit from arranging tradesman insurance that specifically includes contract works and plant cover. Understanding how these policies can help protect against financial loss during construction projects […]

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Handyman, Plumbing & Carpentry Insurance Guide: Tailored Cover for Every Trade

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Tradespeople in the UK, from handymen to plumbers and carpenters, often face unique risks linked to their specific work environments and the tools they use daily. While many tradesman insurance policies offer core protections, certain trades may benefit from tailored cover that reflects their particular hazards and responsibilities. This guide explores key insurance options for […]

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Contract Works Insurance Explained: Why Every Builder Should Have It

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Contract Works Insurance Explained: Why Every Builder Should Have It Building projects can involve multiple risks, from damage to works in progress to unexpected delays. For builders, contractors, and tradespeople, contract works insurance can offer essential protection for ongoing projects. Without suitable cover, rectifying unforeseen damage or loss could result in significant financial strain. We […]

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Tools & Equipment Cover for Builders: Theft, Damage & On‑Site Breakdown

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Builders rely heavily on their tools and equipment to complete projects efficiently and safely. Whether working on large construction sites or smaller private jobs, the risk of theft, accidental damage, or equipment breakdown can disrupt operations and lead to unexpected expenses. Tools and equipment cover for builders can offer essential protection to help minimise these […]

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Builder Insurance Claims Guide: What to Do When Tools Are Stolen or Accidents Happen

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Builders face a variety of risks on-site, including theft of valuable tools and unexpected accidents that can disrupt projects and impact earnings. Knowing how to navigate the builder insurance claims process can be crucial when these situations occur. Acting quickly and following the correct steps can help ensure that claims are handled efficiently and fairly. […]

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Top 6 Salon Insurance Add‑Ons: Equipment & More

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Running a hair or beauty salon in the UK can involve managing valuable equipment, providing complex treatments, and ensuring customer safety in a busy environment. Standard salon insurance policies may not fully cover the unique risks faced by salons without carefully selected add-ons. Understanding which salon insurance add-ons can provide extra protection can help salon […]

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Do You Need Caterers Insurance for One-Off Events?

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Running a catering business or working at one-off events means taking on risks. Whether preparing food at a private party, wedding, market stall, or pop-up kitchen, things can go wrong. Accidents, injuries, or property damage can happen at any time. We help explain when catering insurance might be needed, what it could cover, and why […]

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Limited Company vs Sole Trader: Contractor Insurance Differences

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When getting contractor insurance in the UK, it is important to know how things can change. This depends on whether you work as a limited company or as a sole trader. Both business types may face similar risks, but the type of cover and who is responsible for insurance claims could differ. We explain how […]

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Do You Need Contractor Insurance for One-Off Projects?

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When working as a contractor on one-off projects, it may seem simple to skip insurance. However, there are risks involved. In some cases, clients expect the right contractor insurance, or it may be required by law. We explain when contractors need insurance. We also discuss which types of coverage are necessary. Even short-term work can […]

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Contractor Insurance Checklist: 7 Policies for UK Contractors

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Contracting in the UK comes with a wide range of risks. No matter if you are a sole trader, freelancer, or limited company, getting the right contractor insurance is important. It can help protect your business, clients, and reputation. In this guide, we outline seven key types of cover that contractors across industries may wish […]

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