Author: Jess Fagan

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Posts by Jess Fagan

Café Claims Guide: What to Do When a Customer Burns Themselves & More

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Running a café or coffee shop in the UK can involve managing day-to-day risks, from serving hot drinks to maintaining a safe and accessible space. Unfortunately, accidents such as customer burns or flooding incidents can occur, and knowing how to respond quickly and correctly is essential. This guide outlines the key steps café owners may […]

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Restaurant Insurance UK: Public Liability, Employers’ Liability & Contents Covered

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Running a restaurant in the UK can involve managing complex risks. From public safety to staff protection and safeguarding essential equipment, arranging the right restaurant insurance could be key to helping protect the business against potential financial losses. This guide explores core restaurant insurance policies, including Public Liability Insurance, Employers’ Liability Insurance, and Contents Cover, […]

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Restaurant Equipment & Stock Insurance: Avoid Common Kitchen Pitfalls

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Running a restaurant in the UK can involve managing valuable equipment and holding high levels of stock, both of which are essential to daily operations. Without suitable protection, damage, theft, or equipment breakdown could lead to costly interruptions and potential financial strain. Understanding how restaurant equipment and stock insurance can support the business is key […]

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Find Out If Restaurant Insurance Covers Food Poisoning & Allergies?

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Running a restaurant in the UK can involve a wide range of responsibilities, especially when serving food to the public. One of the most critical risks restaurants may face is the potential for food poisoning or allergic reactions. Claims of this nature can be serious and could result in legal and financial challenges for the […]

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Shop Insurance Add‑ons: Legal Expenses & More

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Arranging shop insurance in the UK can provide core protection for buildings, contents, and public liability, but many shop owners may benefit from exploring additional cover options. Certain risks can remain unprotected without carefully selected insurance add-ons. This guide highlights three valuable shop insurance add-ons that can help strengthen overall protection: legal expenses cover, business […]

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Off‑Licence & Specialty Retail Shop Insurance: What Extra Risks Should You Cover?

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Running an off‑licence or specialty retail shop in the UK often brings unique challenges that may not apply to standard retail businesses. Whether selling alcohol, tobacco, perishable goods, or niche products, off‑licences and specialist shops can face additional risks that may require tailored insurance cover. Understanding which extra risks should be considered when arranging shop […]

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Tradesman Tools & Equipment Cover: Protecting Against Theft, Damage or Loss

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For tradesmen across the UK, tools and equipment are often essential for daily work. Whether carried in vans, stored on site, or used across multiple locations, these valuable assets can face significant risks. Arranging tradesman insurance that includes tools and equipment cover can help provide protection against theft, accidental damage, and loss, supporting tradesmen in […]

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Contract Works & Plant Cover for Builders: What You Need to Know

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Building projects often come with a wide range of risks, particularly when valuable materials, tools, and machinery are involved. Whether working on residential, commercial, or large-scale developments, builders may benefit from arranging tradesman insurance that specifically includes contract works and plant cover. Understanding how these policies can help protect against financial loss during construction projects […]

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Handyman, Plumbing & Carpentry Insurance Guide: Tailored Cover for Every Trade

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Tradespeople in the UK, from handymen to plumbers and carpenters, often face unique risks linked to their specific work environments and the tools they use daily. While many tradesman insurance policies offer core protections, certain trades may benefit from tailored cover that reflects their particular hazards and responsibilities. This guide explores key insurance options for […]

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Contract Works Insurance Explained: Why Every Builder Should Have It

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Contract Works Insurance Explained: Why Every Builder Should Have It Building projects can involve multiple risks, from damage to works in progress to unexpected delays. For builders, contractors, and tradespeople, contract works insurance can offer essential protection for ongoing projects. Without suitable cover, rectifying unforeseen damage or loss could result in significant financial strain. We […]

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