Author: Jess Fagan

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Posts by Jess Fagan

Do You Need Convenience Store Insurance If You Only Sell Newspapers and Snacks?

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Running a small newsagent or corner shop that mainly sells newspapers, snacks, and drinks might seem simple. However, even small stores can face risks that could lead to unexpected costs. Convenience store insurance is designed to help protect your business, even if you only sell a limited range of products. Why Convenience Store Insurance Matters […]

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Why Newsagents and Corner Shops Need Tailored Insurance

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Running a newsagent or corner shop comes with everyday risks. From stock damage to customer injuries, unexpected events can affect both finances and reputation. This is why arranging tailored insurance for newsagents and convenience stores is important. We explain what cover may be needed and how it can help protect your business. What Could Go […]

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What Does Convenience Store Insurance Protect You Against?

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Running a corner shop or newsagent can be busy and rewarding. It also comes with risks that could affect your business if something goes wrong. Convenience store insurance is designed to help protect your shop, stock, and finances from a wide range of problems. In this guide, we explain what this type of cover can […]

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Florist Insurance: Protect Your Shop & Reputation

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Running a flower shop might seem simple, but things can go wrong when least expected. Whether arranging bouquets or selling plants, accidents and damage can happen. Florist insurance is designed to help cover the cost of problems that could affect your shop, stock, or customers. We explain why florist insurance matters, what it can cover, […]

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Beauty Salon Insurance UK: Why It’s Worth It

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Running a beauty salon means more than delivering great service. It also means thinking about what could go wrong. From a client slip to a treatment gone wrong, things can happen that may lead to legal action or lost money. That is where beauty salon insurance comes in. We explain what’s usually included in beauty […]

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Why Smart Consultants Don’t Skip Insurance: Lessons from UK Claim Stories

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Running a consultancy means offering advice, insights, or professional services. But even experienced consultants can face unexpected issues. A client misunderstanding, data breach, or service error could lead to serious financial problems. That is why arranging consultant and professional services insurance is something many UK businesses choose to do. We explore why smart consultants don’t […]

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Starting a Consultancy? 5 Insurance Mistakes UK Professionals Make in Year One

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When launching a consultancy in the UK, it is easy to overlook the importance of arranging consultant and professional services insurance from the very beginning. Many professionals make avoidable mistakes during their first year of trading. These oversights could leave a business exposed to legal actions, financial losses, or reputational damage. We highlight five common […]

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Why Professional Indemnity Insurance Alone Won’t Cover Your Consultancy

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Running a consultancy business in the UK carries specific risks, whether offering marketing advice, IT services, finance support, or management consultancy. While professional indemnity insurance is often seen as essential, relying on it as the only form of cover could leave gaps in protection. We explain why professional services insurance should include more than just […]

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Do You Need Tools Insurance If You’re Self‑Employed or a Sole Trader?

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If you are a self‑employed professional or sole trader, your tools and equipment often represent your livelihood. Whether you are a builder, electrician, hair stylist, engineer or tradesperson, working without essential tools due to theft, damage or loss could cause major delays and financial stress. This is where tools and equipment insurance can play a […]

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From Burst Pipes to Missed Rent: What Residential Landlord Insurance Really Protects Against

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Owning rental property in the UK can bring both steady income and unexpected problems. From leaking pipes to unpaid rent, landlords face many risks that standard home insurance does not cover. This is where residential landlord insurance is designed to help. It can provide financial protection against a wide range of issues linked to renting […]

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