Managing a fleet of vehicles is a big responsibility, and finding the right insurance can be a daunting task. One option that’s gaining traction is flexible fleet cover, which promises the convenience of any driver, any time. But is this the best choice for your business? Let’s explore what you need to know before opting for flexible fleet insurance.
What Is Flexible Fleet Cover?
Flexible fleet cover is designed to provide more freedom by allowing any driver in your business to drive any vehicle at any time, without needing to add them individually to the policy. This can be an attractive option for businesses with changing teams, seasonal workers, or high staff turnover. However, this is not necessarily true all the time. If a driver is under a certain age, had their license for a certain amount of time or have claims/convictions they may not be included in the “any driver” feature.
Is It Right for Your Business?
While the flexibility can be convenient, it’s essential to consider whether it’s the best fit for your business’s needs. Flexible fleet cover can be ideal for companies that don’t have a set group of regular drivers. However, it’s important to remember that this flexibility may come at a higher cost. Here are some things to think about:
- Driver History: Ensure your drivers have a clean record, as their driving history can impact your premium.
- Vehicle Use: Understand how the vehicles are used within your business, as this will affect the level of cover you need.
- Insurance Provider: Not all Fleet Insurance Companies offer flexible cover, so ensure you’re working with one that meets your needs. Insurance Revolution offer Any driver fleet cover, and can advise you on an appropriate policy that works for you and your business vehicles.
Choosing the Right Fleet Insurance for Your Business
When selecting the right cover for your fleet, whether your business is small, or large, there are a few key factors to consider.
Small Fleet Insurance
If you only have a few vehicles, small fleet insurance may be more cost-effective. It can offer flexibility while also being tailored to the specific needs of your business. We will search the market for competitive business fleet insurance quotes to ensure you’re getting a great deal without compromising on essential cover.
Company Fleet Insurance vs. Flexible Cover
With company fleet insurance, you can often negotiate terms that suit your specific fleet. Unlike flexible policies, company fleet insurance typically includes set terms, such as named drivers. This might be a better option for businesses with a core group of drivers who don’t need to switch between vehicles constantly.
Fleet Insurance Quote
Don’t settle for the first fleet insurance quote you find. At Insurance Revolution, we specialise in fleet insurance and shop the market for you, comparing multiple providers to find the most competitive deal. Flexible cover can be great, but true value comes from a policy that’s tailored to your fleet’s needs without breaking the bank. Let us do the hard work so you can focus on running your business.
Why Fleet Insurance Matters
A well-structured fleet policy is crucial for keeping your business running smoothly. Whether you need cover for just a handful of vehicles or a larger fleet, it’s important to have the right policy in place. The right fleet insurance can save you time, money, and potential headaches down the road.
Get the Right Fleet Insurance Today
At Insurance Revolution, we understand that every fleet is different. Whether you need small fleet insurance, business fleet insurance, or a company fleet insurance policy that offers flexibility, we’re here to help you find the perfect cover.
Get your fleet insurance quote today and keep your business protected at a competitive rate.