Cherry Picker Insurance

Forklifts are essential for lifting, loading and moving goods across construction sites, warehouses and industrial yards, but they carry serious risks too. Whether you're operating your own fleet or hiring in equipment, our Forklift Insurance provides comprehensive protection for your vehicles, operators, and liabilities.
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OR CALL 0330 808 1905
Our Approach

1

Call us or fill in our quick online form. We’ll ask for key details about your forklift truck(s) and how you use it.

2

We’ll review your info and call to discuss your cover needs, whether your equipment is owned or hired, road-registered or site-only.

3

We compare quotes from top UK insurers. You choose the best policy, and we arrange instant cover to get your forklift protected fast.

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Why Choose Us for Forklift Truck Cover?

Specialist forklift knowledge: We understand how these vehicles are used across industries.
Tailored forklift insurance: Cover machines of all sizes – owned, leased, or hired.
UK-based advice & claims support
Access to leading insurers: We compare policies for the best match.
Speedy quotes and documents: Get cover in place fast when you need it.
GET YOUR QUOTE NOW CALL US
OR CALL 0330 808 1905

What Is Forklift Insurance?

Forklift insurance is a specialised policy designed to protect your business from the financial risks associated with operating lift trucks. Unlike standard commercial vehicle insurance, forklift cover is tailored for machines used on private land, warehouses, and construction sites, not necessarily on public roads.

Our policies cover a range of machines, including:

  • Counterbalance forklifts

  • Reach trucks and pallet trucks

  • Rough terrain forklifts & telehandlers

  • Electric and LPG forklifts

  • Man-up and side loaders

Whether you own the machine or hire it in temporarily, we can help you build the right cover for your operations.

Who Needs Forklift Insurance?

This cover is ideal for:

  • Warehouse & distribution centres

  • Construction and logistics businesses

  • Forklift hire companies

  • Manufacturing and industrial operations

  • Training centres and instructors

If your business relies on forklifts or similar lifting equipment, dedicated insurance ensures you’re covered if something goes wrong, whether that’s damage to the machine, injury to a third party, or liability claims.

What Does Forklift Insurance Cover?

We tailor your forklift insurance policy to cover key risks, including:

  • Damage, fire, or theft of your forklift truck

  • Hired-in forklift cover and continuing hire charges

  • Transit risks – damage during loading or transport

  • Public liability cover – if the forklift causes injury or damage

  • Employer’s liability insurance – for on-site operators

  • Attachments and lifting gear

  • Breakdown, legal expenses & business interruption (optional)

If your forklift is used on public roads (such as site-to-site movements), road risk cover can also be added.

FAQs

Yes – even if your forklift is used inside a warehouse, there are still significant risks including damage, fire, or liability claims.

Absolutely. Hired-in plant insurance covers damage to the machine and any ongoing hire charges if the forklift is unusable due to a claim.

We can provide cover for telehandlers, whether used on construction or agricultural sites, including liability and on-site risks.

Only if your forklift or telehandler operates on public roads. If so, we can include third-party road risk cover to stay compliant.

Yes – attachments can be covered as part of the policy, as long as their value is included in the sum insured.

GET YOUR QUOTE NOW CALL US
OR CALL 0330 808 1905
GET YOUR QUOTE NOW OR CALL 0330 808 1905

Helpful Articles & Updates

Explore expert insights on Plant & Forklift Truck Insurance. From equipment protection to operational safety and theft prevention, our latest guides help UK contractors and access platform operators stay informed, compliant, and covered on every job.