Tradesman Archives

Why Tool Cover Matters for Plumbers: Protecting Your Gear on the Go

Running a plumbing business means more than just skills and experience. It also means looking after the tools and equipment that keep your work moving. For self-employed plumbers and small businesses alike, tool cover insurance helps provide financial protection if tools are lost, stolen, or damaged. In this guide, we explain why tool cover matters […]

Do Self-Employed Plumbers Need Insurance? Everything You Should Know

Working as a self-employed plumber can bring freedom and flexibility, but it also means taking full responsibility if things go wrong. Plumber insurance is designed to help protect your business against unexpected costs if a claim arises. In this guide, we explain what insurance covers self-employed plumbers might need, why it matters, and how brokers […]

Top 5 Electrician Insurance Claims in the UK (And How to Avoid Them)

Running an electrical business means working with live wires, expensive tools, and customer property. Electrician insurance helps protect your business from the unexpected, but knowing what the most common claims are can help reduce risks too. We explore the top 5 electrician insurance claims in the UK and offer tips on how to avoid them. […]

Do You Need Electrician Insurance as a Sole Trader or Contractor? Find Out Today

Working as an electrician comes with risks, whether operating as a sole trader or a contractor. Having the right electrician insurance helps protect your business against legal actions, insurance claims, and unexpected costs. We explain why insurance is designed for electricians, what it can cover, and why both sole traders and contractors should consider it. […]

From Tool Theft to Client Claims: Why Every Electrician Needs Insurance

Working as an electrician comes with risks. Whether self-employed, running a small business, or working as part of a team, having electrician insurance helps protect your business. It is not just about tools; it is about financial protection if a claim arises. We explain what electrician insurance covers, why it matters, and which types of […]

Do You Need Tools Insurance If You’re Self‑Employed or a Sole Trader?

If you are a self‑employed professional or sole trader, your tools and equipment often represent your livelihood. Whether you are a builder, electrician, hair stylist, engineer or tradesperson, working without essential tools due to theft, damage or loss could cause major delays and financial stress. This is where tools and equipment insurance can play a […]

Tradesman Tools & Equipment Cover: Protecting Against Theft, Damage or Loss

For tradesmen across the UK, tools and equipment are often essential for daily work. Whether carried in vans, stored on site, or used across multiple locations, these valuable assets can face significant risks. Arranging tradesman insurance that includes tools and equipment cover can help provide protection against theft, accidental damage, and loss, supporting tradesmen in […]

Contract Works & Plant Cover for Builders: What You Need to Know

Building projects often come with a wide range of risks, particularly when valuable materials, tools, and machinery are involved. Whether working on residential, commercial, or large-scale developments, builders may benefit from arranging tradesman insurance that specifically includes contract works and plant cover. Understanding how these policies can help protect against financial loss during construction projects […]

Handyman, Plumbing & Carpentry Insurance Guide: Tailored Cover for Every Trade

Tradespeople in the UK, from handymen to plumbers and carpenters, often face unique risks linked to their specific work environments and the tools they use daily. While many tradesman insurance policies offer core protections, certain trades may benefit from tailored cover that reflects their particular hazards and responsibilities. This guide explores key insurance options for […]

Contract Works Insurance Explained: Why Every Builder Should Have It

Contract Works Insurance Explained: Why Every Builder Should Have It Building projects can involve multiple risks, from damage to works in progress to unexpected delays. For builders, contractors, and tradespeople, contract works insurance can offer essential protection for ongoing projects. Without suitable cover, rectifying unforeseen damage or loss could result in significant financial strain. We […]