woman working on her online business
What Happens If You Don’t Have Product Liability Insurance? Legal & Financial Risks Explained

Selling, manufacturing or distributing products in the UK involves a duty of care to consumers. If a product causes injury or damage, the party held responsible may be exposed to claims, investigations and legal costs. Without product liability insurance, these risks could directly impact a business’s finances and reputation. We explore the potential legal and […]

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online business owner
Do You Need Product Liability Insurance If You Sell on Amazon, Etsy or eBay?

Selling products through online platforms such as Amazon, Etsy, or eBay can open up valuable opportunities for small businesses and independent retailers. However, with increased reach comes increased responsibility. If a product causes injury or damage, sellers could be held liable, even if they did not manufacture the item themselves. We explore what product liability […]

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importing products
Product Liability Insurance for Importers & Wholesalers: Who’s Legally Responsible?

Importers and wholesalers play a vital role in the supply chain, but with that comes exposure to potential liability. If a product causes harm, legal responsibility may not always rest with the original manufacturer. UK law can hold other parties accountable, particularly where overseas producers are involved. In this article, we explore who could be […]

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Indian takeaway dishes
Does Takeaway Insurance Cover Food Poisoning, Burns & More? Our Guide

Running a takeaway or fast food business in the UK can involve managing a fast-paced environment where accidents and food safety risks may arise. From customer slips in the waiting area to food poisoning claims linked to allergens or contamination, unexpected incidents can happen despite robust safety procedures. Understanding whether takeaway insurance can offer protection […]

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