commercial landlords
Do You Need Landlord Insurance If Your Tenant Already Has Business Insurance?

When letting out a commercial property, some landlords assume that if a tenant holds business insurance, it covers all risks. In reality, commercial landlord insurance and tenant business insurance serve different purposes. Knowing where the responsibilities lie helps property owners avoid gaps in financial protection. Below, we explain what commercial landlord insurance is designed to […]

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florist
Florist Insurance: Protecting Your Flowers, Stock and Business Reputation

Running a flower shop means more than arranging bouquets. It means looking after your business, stock, and customers. Florist insurance helps protect against accidents, damage, or claims that could affect your shop’s future. We help explain why insurance matters for florists, what types of cover may apply, and how brokers can support small businesses in […]

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bakery
Public Liability Insurance for Bakeries: Why It’s Essential for Customer Safety

Running a bakery means more than baking bread or cakes. Serving the public comes with risks, especially if customers visit your shop, market stall, or event stand. Public liability insurance for bakeries helps protect against accidents that may happen to customers or members of the public. We explain why this type of cover matters, what […]

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catering
Public Liability vs Product Liability: Which Does Your Catering Business Need?

Running a catering business means dealing with food, people, and events. That also means things can go wrong. Knowing the difference between public liability insurance and product liability insurance can help protect your business from costly problems. We help explain both types of cover, so you can make sure your catering work has the protection […]

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self-employed public liability
Self‑Employed Insurance Essentials: Public Liability, Tool Cover & More

Operating as a self-employed professional in the UK can bring a range of opportunities, but it may also expose individuals to certain risks. From potential claims made by clients or the public to damage or theft of essential tools, business insurance for the self-employed could offer vital protection. In this guide, we explore the core […]

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self employed contractor
Do You Need Employers’ Liability or Professional Indemnity Insurance as a Self‑Employed Contractor?

Working as a self-employed contractor in the UK can offer flexibility and independence, but it may also bring a range of responsibilities. One of the most important considerations is whether Employers’ Liability Insurance or Professional Indemnity Insurance could be required or beneficial for the type of work carried out. Understanding the purpose of each type […]

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