Working as a self-employed contractor in the UK can offer flexibility and independence, but it may also bring a range of responsibilities. One of the most important considerations is whether Employers’ Liability Insurance or Professional Indemnity Insurance could be required or beneficial for the type of work carried out. Understanding the purpose of each type […]
Public Liability Insurance could be an essential consideration for tradesmen and small businesses in the UK. It may provide crucial protection against claims arising from third-party injury or property damage that occur in connection with business activities. Understanding the potential risks and the scope of this type of insurance can help businesses make informed decisions. […]
Read More… from Public Liability Insurance UK: A Complete Guide for Tradesmen & Small Businesses
Hospitality businesses in the UK, including restaurants, hotels, cafés, and pubs, often face unique risks that can affect their operations and financial security. While many owners arrange essential cover, some may encounter unexpected insurance costs or unknowingly leave themselves under-insured. Understanding these hidden costs and knowing where to check for gaps could help businesses secure […]
Read More… from 5 Hidden Hospitality Insurance Costs (And How to Avoid Under‑Insuring)
Running a venue in the hospitality industry can bring a variety of opportunities, but it may also expose businesses to unique risks. Whether managing a restaurant, hotel, café, bar, or event space, having the right commercial hospitality insurance in place could help protect against financial loss from unexpected incidents. In this guide, we explore the […]
Read More… from How to Protect Your Venue: Commercial Hospitality Insurance
Running a restaurant in the UK can involve a wide range of operational risks. From protecting valuable kitchen equipment to meeting legal responsibilities as an employer, having the right restaurant insurance in place could be essential for safeguarding the business. Understanding the core types of cover available and the risks they can help protect against […]
Read More… from Restaurant Insurance Basics: Equipment, Employer Liability & Stock Cover
Running a pub in the UK can bring a unique set of challenges, especially when it comes to protecting essential equipment and valuable stock. Pubs often hold significant assets, from specialist refrigeration and cellar equipment to premium beverages, all of which may need appropriate insurance protection. Understanding the key areas of pub equipment and stock […]
Read More… from Pub Equipment & Stock Insurance: Avoiding Hidden Risks for UK Pubs
Operating a pub in the UK presents a wide range of business risks, from serving the public daily to managing valuable stock and specialist equipment. Having the right pub insurance in place could be essential for helping protect the business against potential financial losses. This guide explores the key pub insurance covers, including Public Liability […]
Read More… from Pub Insurance UK: Essential Covers from Public Liability to Stock & Equipmen
Running a pub in the UK often involves managing more than just the day-to-day trade. From public safety and staff protection to the safeguarding of equipment, stock, and fixtures, having appropriate pub insurance can be crucial. While core policies such as public liability are widely known, there are additional cover options that may offer valuable […]
Read More… from Top 7 Pub Insurance Extras: Employers’ Liability, Glass & Fire Cover Explained
Operating a hotel in the UK can present a variety of risks. From welcoming large volumes of guests to managing a team of staff and safeguarding valuable contents, hotels often require insurance that can offer protection across multiple areas of the business. Arranging suitable hotel insurance can help protect the premises, employees, and the public […]
Read More… from What’s Included in Hotel Cover? Employers’ Liability & More
Running a beauty salon comes with responsibilities – not just for your clients’ looks, but for their safety and your team’s wellbeing too. Beauty salon insurance helps protect against things that could go wrong, from customer injuries to treatment issues. Knowing the right type of cover could make a real difference if an incident happens. […]
Read More… from Public Liability or Employers’ Liability: Which Cover Fits Your Salon?