Hiring a crane for a lifting job might seem straightforward but when something goes wrong, who’s responsible? If you’re hiring cranes under CPA or similar terms, assuming the crane hire company insures everything could be a costly mistake. This guide explains what hired-in crane insurance typically includes, where the gaps are, and how to make […]
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Crane operations come with high risk and high value, so getting the right insurance matters. But not all cranes are covered the same way. If you operate mobile cranes or tower cranes, you’ll need tailored policies that reflect their different usage, transport, and liability exposures. This guide explains the key differences between mobile crane and […]
Read More… from Mobile Crane vs Tower Crane Insurance: What’s the Difference?
Running cherry pickers for your business can be expensive and insurance is a necessary but sometimes overlooked cost. The good news? There are plenty of ways to reduce the cost of cherry picker insurance without compromising the quality of your cover. Whether you’re a sole trader or managing a fleet of MEWPs, these practical tips […]
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Using cherry pickers or mobile elevated work platforms (MEWPs), comes with strict safety and legal responsibilities. Whether you’re operating on a private site or driving on public roads, non-compliance can lead to serious accidents, legal claims, or invalid insurance. This guide breaks down the key compliance rules UK businesses must follow when using cherry pickers, […]
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Whether you own a single MEWP or manage a fleet of access platforms, Cherry Picker Insurance is essential to protect your business from the high risks associated with working at height. This guide breaks down what’s typically included in a cherry picker policy, who needs it, and how to make sure you’re properly covered. What […]
Read More… from What Does Cherry Picker Insurance Cover? Everything You Need to Know
Whether you operate a single excavator or manage a fleet of machines across multiple sites, Plant & Machinery Insurance is vital for protecting your business. But do you know what kinds of claims are most common, and how to prevent them? Understanding where things often go wrong can help you avoid unnecessary downtime, rejected claims, […]
Read More… from 5 Common Plant Equipment Insurance Claims and How to Avoid Them
If your construction business uses heavy machinery, understanding the difference between hired-in plant insurance and owned plant cover is essential. Many UK contractors assume their policy protects everything, but if your cover doesn’t match how the plant is acquired, you could be exposed to major financial risk. Here’s a simple breakdown of how these two […]
Read More… from How to Insure Hired-in vs Owned Plant – What’s the Difference?
Whether you’re operating a mini excavator on a private site or managing a fleet of heavy construction vehicles across the UK, understanding your insurance obligations is essential. This guide breaks down what Plant & Machinery Insurance is, who needs it, and why it’s vital for contractors in construction, groundwork, demolition, and beyond. What Is Plant […]
Read More… from Do I Need Plant & Machinery Insurance? A Simple Guide for UK Contractors
Public Liability Insurance is a form of cover that protects against the risk of claims and lawsuits. Specifically, it provides cover in the event that a member of the public suffers an injury, financial loss or damage to their property as a result of your business activities. While Public Liability Insurance is not compulsory by law, it […]
Employers’ Liability Insurance is a form of cover that is often compulsory for anyone who employs staff. It provides legal protection in the instance that an employee is injured or becomes ill as a result of the work they do for you. Your Employers’ Liability Insurance policy must cover you for at least £5 million and come […]