Author: Jess Fagan

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Posts by Jess Fagan

Insurance Isn’t Just for Builders: Why Gardeners and Landscapers Need Cover Too

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Many gardeners and landscapers in the UK operate with tools in hand and jobs booked, but without insurance in place. While it may seem like a low-risk trade, the reality is that outdoor work often comes with unseen hazards, both for the public and for the business itself. We support self-employed gardeners, landscapers, and groundskeepers […]

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The Quiet Cost of Cleaning Without Insurance (It’s Not Just the Fine Print)

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Running a cleaning business, whether domestic, commercial or mobile, comes with more risks than most realise. Spilled detergent on a marble floor. A cracked vase during an end-of-tenancy deep clean. Even a simple trip hazard from trailing cables. These incidents may seem minor until they result in claims that could impact your finances, your business […]

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Mobile, Domestic or Office Cleaner? Insurance Mistakes That Cost Real People Thousands

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Working as a professional cleaner involves more than just providing a spotless service. Whether you operate as a mobile cleaner, run a domestic cleaning business, or provide office cleaning services, the risks involved can carry serious financial consequences if the right cover is not in place. We have seen how insurance oversights can lead to […]

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What Happens When a Client Slips? A Real Look at Risk for Professional Cleaners

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Cleaners face a unique set of risks, particularly when working in client homes or commercial premises. A freshly mopped floor might be spotless, but it can also become a hazard. If someone slips and is injured, questions of liability often follow. In this guide, we explore the real risks faced by cleaners, the types of […]

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When Tool Theft Isn’t Covered: Real Insurance Lessons for Self-Employed Handymen

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Handymen across the UK face a wide range of risks daily, from accidental damage to public liability claims. Yet, one risk many underestimate is tool theft. Many self-employed handymen assume their tools are automatically covered under standard insurance policies, only to discover too late that certain exclusions apply. Understanding Handyman Insurance: More Than Just Public […]

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3 Things Most Handymen Forget When Sorting Their Insurance (That Cost Them Later)

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Running a handyman business in the UK often means focusing on getting jobs done rather than fine print. Yet without the right handyman insurance in place, small oversights could lead to big problems. We help arrange cover that suits self-employed handymen, tradespeople, and small businesses. Below, we highlight three areas handymen often forget about when […]

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Insurance for Handymen: An Unofficial Rulebook Nobody Tells You About

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When running a handyman business in the UK, it can be easy to focus solely on the next job. Yet overlooking the importance of handyman insurance could leave self-employed tradespeople exposed to financial risks that are difficult to recover from. We help arrange policies suited to the real-world needs of handymen, whether working solo or […]

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Insurance Questions Painters & Decorators Should Ask Before Saying Yes to a Job

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For many painters and decorators in the UK, every job is different but the risks involved rarely change. Whether working in private homes or commercial buildings, a single mishap could lead to unexpected costs. Before saying yes to a project, it is wise to pause and ask: Is my painters and decorators insurance set up […]

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Do You Need Insurance as a One-Person Painting Business? Find Out Today

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Being a self-employed painter or decorator in the UK offers freedom, flexibility, and control. Yet working alone does not mean working without risks. From accidental paint spills on client property to ladder-related injuries, even one-person painting businesses could face situations where painters and decorators insurance helps protect against financial loss. We help sole traders and […]

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The Hidden Risks Decorators Face: Why Public Liability Isn’t Always Enough

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Running a painters and decorators business in the UK involves more than brushes and colour charts. From ladder accidents to damage claims, there are multiple risks that could affect even the most careful tradesperson. Many assume public liability insurance covers every scenario. In reality, relying on that alone may leave gaps in protection. We support […]

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