Author: Jess Fagan

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Posts by Jess Fagan

Carpenter & Joiner Insurance UK: Essential Cover for Tools, Liability, and Accidents

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Whether fitting bespoke cabinetry or completing site joinery, carpenters and joiners in the UK face distinct risks in their daily work. From valuable tool theft to public injury claims, having suitable insurance cover could help safeguard both business operations and financial security. Why Carpenter & Joiner Insurance Matters Working with sharp tools, heavy materials, and […]

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From Nicks to Nervous Pets: Why Pet Groomer Insurance Matters

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Running a pet grooming business means working with animals, sharp tools, and live clients in close contact. While grooming may seem like a low-risk service, accidents, injuries, and misunderstandings can happen in any session. Pet groomer insurance helps provide financial protection and peace of mind, whether you operate from a salon, mobile van, or home-based […]

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From Escaped Pets to Slippery Floors: Why Pet Shop Insurance Matters

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Running a pet shop means managing not just retail stock but also live animals, customer safety, and specialist equipment. Incidents could happen with little warning, making pet shop insurance an important consideration for UK shop owners looking to protect their livelihood. Why Pet Shop Businesses May Need Insurance Owning a pet shop can involve a […]

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Pet Shop Insurance UK: Protecting Your Stock, Customers and Furry Visitors

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Running a pet shop involves more than just selling food, toys, and accessories. With live animals on the premises and regular foot traffic from customers, unexpected incidents can and do happen. This is why pet shop insurance can play a vital role in helping safeguard both the business and those who interact with it. Why […]

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5 Gift Shop Insurance Mistakes That Could Cost Your Business

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Owning a gift shop can bring unique challenges. From glass ornaments to handmade jewellery, stock value and customer footfall create specific risks. Overlooking the right gift shop insurance could expose your business to significant financial strain. Below, we highlight five common mistakes UK shop owners often make when arranging cover. 1. Forgetting to Include Stock […]

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Do You Need Gift Shop Insurance If You Sell Online and In-Store?

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For many UK retailers, combining an in-store experience with online sales is now the norm. Whether running a traditional gift shop or expanding through e-commerce, gift shop insurance could play a key role in protecting your business against unexpected costs and claims. What Is Gift Shop Insurance? Gift shop insurance refers to a collection of […]

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From Broken Vases to Customer Slips: Why Every Gift Shop Needs Insurance

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Running a gift shop may seem low-risk compared to other businesses, but unexpected incidents could affect both finances and reputation. Whether selling delicate homeware, toys, or greeting cards, arranging gift shop insurance helps provide peace of mind. We help UK retailers find cover tailored to their specific shop size, stock, and customer footfall. Why Gift […]

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Do Startups Need Insurance Before They Hire Staff or Trade?

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When launching a new venture, insurance may not seem like the top priority. However, waiting until a business hires employees or actively trades could expose it to risks that standard policies might not cover retroactively. We arrange startup business insurance for a wide range of UK ventures, helping ensure cover is in place from the […]

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Starting a Business? 5 Insurance Mistakes UK Startups Make (And How to Avoid Them)

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Launching a new venture involves big decisions from choosing suppliers to finding clients. One area startup owners often overlook is startup business insurance. Getting this wrong could expose a business to avoidable risks right from the beginning. We support UK businesses by arranging tailored cover that reflects real-world challenges, not just standard policy lists. Why […]

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Startup Business Insurance UK: What Cover You Actually Need in Year One

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Starting a business brings plenty of unknowns, from securing clients to managing cash flow. One area often overlooked is startup business insurance. As brokers, we help arrange cover that could protect new ventures against the risks faced during that all-important first year. The right insurance policies can help safeguard finances, reputation, and operational continuity from […]

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