Author: Jess Fagan

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Posts by Jess Fagan

Real Claims from UK IT Contractors: How One Project Went Wrong (and Got Covered)

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Working as an IT contractor often comes with the freedom to choose projects, clients, and locations. But with this independence comes responsibility. Even a single error or misunderstanding during a contract could result in legal or financial consequences. That is why IT contractor insurance remains one of the most important safety nets for professionals in […]

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Cyber, Legal or Indemnity? The Insurance Stack That Keeps IT Contractors Covered

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For IT contractors, insurance is not just a formality. Whether you manage cloud infrastructure, write code for clients, or consult on digital transformation, insurance could be the safety net that helps protect your reputation, finances, and livelihood. Even if you work from a home office or take on small freelance jobs, risk is still part […]

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Do You Need Insurance as an IT Contractor Working from Home? Our UK Guide

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Working remotely has become the norm for many in the tech sector. For IT contractors, a home-based setup offers flexibility, but that flexibility does not remove the need for business insurance. Whether you develop software, manage infrastructure, or consult on cybersecurity, there are risks to consider when working from home. Why Home-Based IT Contractors Might […]

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Mobile Tanning? Home-Based Salon? How Insurance Needs Change Outside the Studio

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Tanning businesses do not always operate from high street salons. Whether you work from home, offer mobile services, or rent a treatment room, your tanning salon insurance needs could shift based on your setup. Understanding what may need to be covered is key to protecting your equipment, clients, and livelihood. Why Setup Affects Insurance for […]

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Sunbeds, Staff & Stock: 5 Things Your Tanning Salon Insurance Should Always Cover

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Tanning salons face a unique set of risks that go far beyond aesthetics. From technical faults in sunbeds to allergic reactions and stolen stock, running a salon means staying prepared. That’s where tailored tanning salon insurance could make a significant difference. Not all policies include the same protections, so it helps to know what to […]

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From Skin Reactions to Equipment Fire: What Tanning Salon Insurance Actually Covers

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Running a tanning salon can be a rewarding venture, but it is not without its risks. Whether operating high-street premises or mobile sunbed hire, the potential for costly claims is real. Understanding the value of tanning salon insurance could be key to protecting both your finances and professional reputation. The Real Risks Tanning Salons Face […]

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From Apprentices to Artists: Who’s Covered by Your Tattoo Studio Insurance?

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Running a tattoo or piercing studio means managing people, equipment, and a constant flow of clients. From trained tattoo artists to apprentices learning the trade, every person on-site could carry a level of risk that many studio owners may not fully consider. Tattoo and piercing insurance is not just about protecting the business, it is […]

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Real Claims from UK Tattoo Studios (and What They Forgot to Insure)

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Running a tattoo or piercing studio takes more than ink and skill. Behind every appointment is a set of risks that many professionals overlook. When something goes wrong, the absence of the right tattoo and piercing insurance could leave studio owners exposed to serious financial loss. Common Risks Faced by Tattoo and Piercing Studios Tattooing […]

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Do You Need Insurance to Open a Tattoo or Piercing Studio in the UK?

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Opening a tattoo or piercing studio involves more than creative skill and client trust. Whether you’re renting a chair or running a full salon, there are real business risks that could catch even the most experienced professionals off guard. That’s why tattoo and piercing insurance matters from day one. Why Tattoo and Piercing Studios Face […]

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From Home Setups to High Street Studios: Nail Technician Insurance Explained

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Whether you’re offering express manicures in a home salon or intricate nail art in a high street studio, working as a nail technician involves more than just creative skill. Every treatment carries a level of risk that could lead to client complaints, legal claims, or costly equipment damage. This is where nail technician insurance can […]

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