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Market TradersInsurance

Market Traders Insurance

Public liability and stock cover built for market and stall traders, including the certificate most markets ask you to carry.

Public liability and stock cover built for market and stall traders, including the certificate most markets ask you to carry.

Stock at the pitch
Stock in transit
Stall & equipment
Compare from 20+ Trusted Insurers

Cover for market traders across the UK

Speak to a specialist 0330 027 0996

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Aviva logo with a dark blue abstract square icon and the word โ€œAVIVAโ€ in bold uppercase blue letters.
Logo with the word ABACUS in blue surrounded by colorful abacus beads on horizontal lines.
Zurich Insurance logo with a stylized white โ€œZโ€ inside a blue circle and the word โ€œZURICHโ€ in blue capital letters.
Jensten Insurance Brokers logo with stylized dark blue text and two small orange rectangles inside the word โ€œJENSTEN.โ€
Iprism logo with lowercase black text and a multicolored paper-plane style icon on the upper right
MODUS logo with three blue vertical bars forming an abstract icon to the left of the brand name in blue uppercase letters.
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Qunderwriting logo with a red circular โ€œQโ€ icon followed by grey lowercase text spelling โ€œunderwritingโ€.
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Aqueous Underwriting logo with gradient blue, green and purple text on a transparent background.
Arya Underwriting Services logo with stylized golden figure and lowercase โ€œaryaโ€ text on a transparent background
Nelson Policies at Lloyd's logo
Instant Underwriting logo with a stylized purple speed stripe icon and modern uppercase text
Square Pegs Logo with transparent background
Mi Speciality logo with transparent background
DOA logo
Commercial Express logo with a red shield-like icon and white curved stripes to the left of the company name in black text
Aviva logo with a dark blue abstract square icon and the word โ€œAVIVAโ€ in bold uppercase blue letters.
Logo with the word ABACUS in blue surrounded by colorful abacus beads on horizontal lines.
Zurich Insurance logo with a stylized white โ€œZโ€ inside a blue circle and the word โ€œZURICHโ€ in blue capital letters.
Jensten Insurance Brokers logo with stylized dark blue text and two small orange rectangles inside the word โ€œJENSTEN.โ€
Iprism logo with lowercase black text and a multicolored paper-plane style icon on the upper right
MODUS logo with three blue vertical bars forming an abstract icon to the left of the brand name in blue uppercase letters.
Pink circular logo with the word โ€œcorinโ€ in lowercase white letters at the center.
Qunderwriting logo with a red circular โ€œQโ€ icon followed by grey lowercase text spelling โ€œunderwritingโ€.
NBS Underwriting logo with overlapping hexagon outlines in yellow and green beside navy text.
Gresham logo with gray text and an orange abstract flower-like icon on the right.
Aqueous Underwriting logo with gradient blue, green and purple text on a transparent background.
Arya Underwriting Services logo with stylized golden figure and lowercase โ€œaryaโ€ text on a transparent background
Nelson Policies at Lloyd's logo
Instant Underwriting logo with a stylized purple speed stripe icon and modern uppercase text

What is market trader insurance?

Market trader insurance is a combination of covers built around trading from a stall or pitch, public liability for injury or damage, product liability for what you sell, and stock cover for your goods.

Most markets and councils ask traders to carry public liability insurance, often ยฃ5 million, and to produce or display proof of it on your stall.

The right market trader cover depends on:

What you sell
Fixed pitch or travelling markets
Market and council requirements
Number of trading days per week
Number of staff
Stock value
A man getting into a car outside an office building

Cover built for how market traders actually work

Cover built for how market traders actually work

Most stallholders combine public liability, stock and product liability, then add extras depending on what they sell.

Most stallholders combine public liability, stock and product liability, then add extras depending on what they sell.

Public Liability

Public Liability

Covers claims if your stall injures someone or damages property nearby.


Product Liability

Product Liability

Covers claims if something youโ€™ve sold causes harm.


Employersโ€™ Liability

Employersโ€™ Liability

A legal requirement once you employ any staff, even casual help.


Stock in Transit

Stock in Transit

Covers your stock while itโ€™s being transported to and from the market.


Business Interruption

Business Interruption

Helps with lost income if an insured event stops you trading.


Personal Accident

Personal Accident

Covers loss of income if an injury stops you working.


Getting your market trader cover right

Getting your market trader cover right

A regular pitch and travelling between markets carry different risks, make sure your cover reflects how you actually trade.

A regular pitch and travelling between markets carry different risks, make sure your cover reflects how you actually trade.

Review your markets

Think about the pitches and councils you trade with most.

Review your stock

Consider what you sell and what itโ€™s worth.

Review your requirements

Check what public liability limit each market asks for.

Review your transport

Check how your stock is protected between pitches.

Review regularly

Revisit your cover as your trading calendar changes.

Every market trader works differently

Every market trader works differently

Cover depends on which markets you trade at, whether you own your stall, and how you transport stock.

Cover depends on which markets you trade at, whether you own your stall, and how you transport stock.

A weekly indoor market, an outdoor car boot pitch, and a seasonal Christmas market all carry different risks, tell us how you trade and weโ€™ll match your cover to it.

Smiling market trader reaching across a stall filled with fresh vegetables.
Overhead view of shoppers browsing books, furniture and household goods at a busy market.

Why choose Insurance Revolution for market trader insurance?

Trading from a pitch brings its own risks, we make sure your cover meets what markets actually ask for.

Access to 20+ UK insurers
ยฃ5 million public liability available
Cover for indoor and outdoor markets
Options for single events or regular trading
Stock in transit cover
Help for sole traders and larger teams

Need to show proof of insurance to trade?

Need to show proof of insurance to trade?

Most markets ask to see your public liability certificate before you can set up. Weโ€™ll make sure you have it ready.

Most markets ask to see your public liability certificate before you can set up. Weโ€™ll make sure you have it ready.

A close-up view of two people's hands passing a printed white paper document back and forth across a light wooden desk.

How to get market trader insurance

How to get market trader insurance

Getting market trader insurance takes four steps: tell us about your stall, choose your covers, compare specialist insurers, then get covered, often the same day.

Getting market trader insurance takes four steps: tell us about your stall, choose your covers, compare specialist insurers, then get covered, often the same day.

1

Tell us about your stall

What you sell, and where you trade.

2

Choose your covers

Public liability, product liability and any extras.

3

We compare specialist insurers

We search our panel of 20+ UK insurers.

4

Get covered and trading

Receive your documents, usually the same day.

Weโ€™re with you all the way

UK-based specialist advisers
Access to specialist insurers
No obligation, just expert help

Transporting stock to market?

Transporting stock to market?

Your stock is at risk on the road as well as on the stall. We also arrange business vehicle insurance for traders.

Your stock is at risk on the road as well as on the stall. We also arrange business vehicle insurance for traders.

Green delivery van parked outside a greengrocerโ€™s shop.

Trusted by thousands of businesses across the UK

Trusted by thousands of businesses across the UK

From everyday business insurance to complex specialist cover, our customers trust Insurance Revolution to find the right protection and provide expert support when it matters.

From everyday business insurance to complex specialist cover, our customers trust Insurance Revolution to find the right protection and provide expert support when it matters.

Market trader insurance guides

Market trader insurance guides

Pitch requirements, transporting stock and trading across multiple markets.

Pitch requirements, transporting stock and trading across multiple markets.

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Do You Need Convenience Store Insurance If You Only Sell Newspapers and Snacks?

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Market trader insurance FAQs

Market trader insurance FAQs

Straight answers on cover, market requirements and cost.

Straight answers on cover, market requirements and cost.

Market trader insurance is a combination of covers built around trading from a stall or pitch: public liability for injury or damage, product liability for what you sell, and stock cover for your goods.

Still have questions?

Our advisers are here to help you find the right solution.

Related retailers we cover

Related retailers we cover

Market traders share stock and pitch risks with these businesses. Each has its own cover needs.

Market traders share stock and pitch risks with these businesses. Each has its own cover needs.

Farm Shop Insurance

Farm Shop Insurance

Produce-led retail with similar stock and seasonal patterns.

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Mobile trading at events and markets with pitch requirements.

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