Electrician Insurance

Specialist Cover for Electricians and Electrical Contractors

Working as an electrician involves significant risks, from accidental injury to property damage and equipment loss. Having the right electrician insurance in place can help protect your business, your clients, and your livelihood from potential claims and unforeseen incidents.
START YOUR QUOTE CALL US
OR CALL 0330 054 0545
How It Works

1

Call us or complete our online quote form. We’ll collect a few key details about your business.

2

We’ll contact you to confirm everything, talk through your needs, and match you with the right level of cover.

3

We compare quotes from our panel of 20+ insurers, present your options, and explain the details before you buy.

Insurance Revolution's Reviews

Trustpilot

Why Choose Us for Electrician Insurance?

Access to a wide range of insurers and policy options
Flexible cover tailored to electricians and electrical contractors
Ability to compare multiple quotes quickly and efficiently
Expert support from experienced insurance brokers
GET YOUR QUOTE NOW CALL US
OR CALL 0330 054 0545

What Is Electrician Insurance?

Electrician insurance refers to a tailored selection of business insurance products specifically designed to cover the risks faced by electricians and electrical contractors. Whether you work independently, with a small team, or as part of a larger operation, this type of cover can help protect you against potential legal, financial, and operational setbacks.

As a broker, we help electricians compare policies from leading insurers to find cover that can suit their needs.

Who May Need Electrician Insurance?

Electrician insurance can be relevant for:

  • Independent self-employed electricians
  • Electrical contractors
  • Electricians working on domestic, commercial, or industrial sites
  • Electricians who offer maintenance contracts
  • Electricians who employ apprentices or subcontractors

Whether working on residential repairs or large-scale commercial projects, tailored cover can help safeguard your business.

START YOUR QUOTE >

What Can Electrician Insurance Cover?

1. Public Liability Insurance

Public liability insurance can provide protection if a third party suffers injury or property damage due to your electrical work. It is widely considered a crucial cover for electricians working on client premises.

2. Employers’ Liability Insurance

If you employ staff, employers’ liability insurance is typically required by law. It can help cover claims if an employee is injured or becomes ill as a result of their work.

3. Tools and Equipment Insurance

Electricians rely heavily on their tools to operate. Tools and equipment insurance can offer cover for theft, loss, or accidental damage, whether tools are stored on-site, in a vehicle, or at home.

4. Professional Indemnity Insurance

Professional indemnity insurance can cover costs if a client alleges that your advice or design work caused them financial loss or resulted in safety issues.

5. Business Interruption Insurance

If your electrical work is halted due to an insured event like fire or theft, business interruption insurance can help cover lost income during the downtime.

6. Contract Works Cover

Contract works insurance can provide protection for work in progress on a site in case of damage, theft, or interruption.

FAQs

Public liability insurance is often seen as essential for electricians due to the risk of causing injury or property damage while working.

If electricians employ staff or subcontractors, employers’ liability insurance is typically a legal requirement in the UK.

Tools and equipment insurance can provide cover for tools stored in vehicles, but policies may require specific security measures. It’s important to check policy terms.

Many insurers can provide cover for higher-risk electrical work, though premiums may be adjusted based on the level of risk.

Once quotes are compared and a policy is selected, cover can often be arranged promptly. The timeframe may vary depending on the insurer and the complexity of the cover required.

START YOUR QUOTE CALL US
OR CALL 0330 054 0545
START YOUR QUOTE OR CALL 0330 054 0545

Helpful Articles & Updates

Stay safe and compliant with electrician insurance guides, tool cover tips, and industry-focused advice.